What's a BSB number? Your guide to Australian account numbers

Moving money across Australia requires a specific set of identifiers to make sure your payment lands in the right account. Whether you're receiving your salary or paying back a friend, you'll need 2 key pieces of information: a BSB and an account number.

Managing these details shouldn't be a source of stress. We've designed our app to make finding your details and sending money as clear and simple as possible, whether you’re making a domestic payment or sending money abroad.

With us, you can send and receive money from Australia and abroad thanks to local account numbers, and manage your money efficiently from a powerful financial super-app.

Looking for a specific BSB code?Find BSB account numbers with Revolut.

18+, remittance fees, fair usage limits, and T&Cs apply.

The information provided is accurate as of 28 January 2026.

The content of this page is for general information purposes only and does not constitute financial advice. If you have any questions about your personal circumstances, please seek professional and independent advice. Revolut is not a financial adviser.

BSB and account numbers at a glance

If you're looking for a quick answer on how Australian account details work, here's the essential information:

• BSB (Bank State Branch): a 6-digit code that identifies the institution and branch in Australia
• Account number: a unique identifier for your individual account, usually between 6–9 digits long
• Domestic transfers: you'll need both a BSB and account number to send money to an account in Australia
• International transfers: people sending money to you from overseas will usually need your BSB, account number, and often a SWIFT/BIC code
• Finding your details: you'll find your Revolut BSB and account number in-app by tapping your AUD balance and selecting Details

What's a BSB and account number?

A BSB and account number are the standard identifiers used for moving money electronically within Australia. These details are used by the Bulk Electronic Clearing System (BECS) and the New Payments Platform (NPP) to route money between different financial institutions.

A BSB identifies the institution and branch, while the account number identifies your specific account. Together, the BSB and account number combination act as a precise address for your money. If you provide the wrong numbers, the payment could be delayed or sent to the wrong person, so it's important to get them right.

While you don't need to know someone's BSB to send money with PayID (which uses a phone number or email address), the underlying transaction still relies on the BSB and account number system.

What's a BSB code made up of?

The BSB is a 6-digit code formatted as XXY-ZZZ. Each section of the code provides specific information about where the account's held:

• First 2 digits (XX): these identify the parent financial institution (for example, 01 for ANZ or 06 for Commonwealth Bank)
• Third digit (Y): identifies the state or territory where the branch is located
• Last 3 digits (ZZZ): identify the specific branch location

To simplify things, modern platforms like ours often use a single BSB for all our Australian customers. This means you won't have to worry about which state or branch your account's technically in.

How to find your BSB and account number

Finding your account details should be straightforward. Some traditional banks still print these details on paper statements or display them at the top of their mobile apps.

If you've got an account with us, you can access your local AUD account details in seconds. To find them:

1. Open the app
2. Tap on your AUD balance on the home screen
3. Tap Details
4. You'll see your 6-digit BSB and your unique account number

You can copy these details with a single tap to share them with a friend or your employer. If you need to find the BSB for another provider to send a payment, you can use our BSB search tool to verify the details.

Is it safe to share your BSB number?

Yes, it's safe to share your BSB and account number with people or businesses you trust. These numbers are intended to be shared so that you can receive money. On their own, these details can't be used by someone else to withdraw money from your account or make purchases.

However, you should always be cautious about who you're sharing your information with. Fraudsters sometimes use account details to attempt to set up unauthorised direct debits. While we do have robust security measures to flag suspicious activity, you'll only want to share your details for legitimate reasons.

How we help with local and global transfers

We offer a versatile way to manage and send your money. We'll provide you with local Australian account details, but we'll also let you hold, exchange, and send money in 30+ currencies.

We aim to be clear when it comes to fees for sending money overseas. When you send money abroad with us, we'll show you the live exchange rate and any applicable fees upfront.

You'll also benefit from:

• Fast internal transfers: send money to other Revolut customers globally in seconds
• Fast Australian transfers: local transfers in AUD generally arrive within minutes via NPP or OSK, though Direct Entry transfers can take up to 3 business days
• No fees for local transfers: we won’t charge you for sending AUD to an Australian account
• Multi-currency accounts: hold balances in 30+ currencies and spend like a local when you travel
• Connect to PayID: you can link your Revolut account to PayID to send money within Australia in seconds
• Smart budgeting: track your spending automatically and set limits to reach your financial goals

How to send money using a BSB code

Sending money to a BSB account number is a simple process in our app. We'll use fast payment networks to ensure your money moves as quickly as possible.

To send a domestic transfer:

1. If you don't have it yet, download our app and create your account in a few minutes
2. Open the app and go to Payments
3. Tap the + symbol then select Bank
4. Choose Australia as the destination country
5. Enter the recipient’s full name, their 6-digit BSB, and their account number
6. Enter the amount and tap Send

Most domestic transfers to other Australian accounts arrive quickly, although some take longer depending on the recipient's provider's processing times.

How to sign up with us

Setting up an account with us is quick and easy. Here's how to get started:

1. Download the app: get it from the App Store or Google Play.
2. Create your account: enter your phone number and follow the on-screen instructions.
3. Verify your identity: you’ll need to provide a valid form of ID, such as your Australian driver’s licence or passport. This usually takes just a few minutes.
4. Add money: add add money to your account via a bank transfer or debit card.
5. Start sending: once you're verified, head to the Payments tab to start sending money.