Terms & Policies

Key Facts - Revolut Credit Card

Revolut Credit Card Key Fact Sheet

Issued by Revolut Payments Australia Pty Ltd (Revolut Australia) ABN 21 634 823 180

Australian Credit Licence No. 517589


Correct as at: 9 / 12 / 2025

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Description of Credit Card


Revolut Credit Card


Minimum Credit Limit

A$1,000

Minimum Repayments

Highest of:

  • 2.0% of the Total Balance; and
  • A$25; or
  • the Total Balance, if less than A$25.

The minimum repayment will be no higher than the Statement Closing Balance.

Interest on Purchases

19.99% p.a.

Interest-free period

Up to 44 days on Purchases

Interest on Cash Advances

23.99% p.a.

Annual fee

A$0*

Late payment fee

A$30 per month

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be obtained here.

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.

The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting https://ravolut.com/en-AU/legal/credit-card-key-facts-sheet or by contacting us in the Revolut app.


* The Revolut Credit Card has no annual fee, but you may choose to obtain a Revolut Paid Plan which have periodic fees applicable. You do not need to obtain a Revolut Paid Plan to obtain a Revolut Credit Card.