Fees

Personal fees (Plus)

These Personal Fees (Plus) were updated on 8 October 2025 and apply to all new and existing Plus plan users. You can access the previous version of the Personal Fees (Plus) by clicking the 'History' button at the top of this page.


Subscription


Subscription Type

Payment Frequency

Fee

Plus Account Annual Subscription

Monthly

A$5.99

Annually

A$59


Add Money


From

Fee

A$500 add money example

Bank Account

A$0

A$0

Australian Prepaid & Debit Card*

A$0

A$0

Australian Credit & Corporate Card*

Up to 1% of the transaction amount

A$5.00

Foreign Prepaid, Debit & Credit Card*

Up to 2% of the transaction amount

A$10.00

Foreign Corporate Card*

Up to 2.5% of the transaction amount

A$12.50

*Includes physical cards and card top-ups via Apple Pay and Google Pay.

Cards


Card type

Number of cards

Fee

Revolut Card*

First Revolut Card

A$0

Second Revolut Card

A$0

Additional Revolut Card**


Your Additional Revolut Card at no additional cost can be a:

  • Plus Card;
  • Standard Card;
  • Revolut – Kids & Teens Card; or
  • Joint Account Card.


This includes replacements for lost or stolen cards but it does not include Special Edition Cards

A$0 every year (after your initial 12 month subscription) term otherwise A$24.99 per card for each card type

Revolut – Kids & Teens Card

First Revolut – Kids & Teens Card

A$0

Second Revolut – Kids & Teens Card

A$0

Additional Revolut – Kids & Teens Card**


This includes replacements for lost or stolen cards.

A$24.99 per card

Joint Account Card**

First Joint Account Card

A$0

Additional Joint Account Card**


This includes replacements for lost or stolen cards.

A$24.99 per card

Virtual Revolut Card

Per Card

A$0

Single Use Virtual Revolut Card

Per Card

A$0

* Your Revolut Card can be a Plus Card or a Standard Card.

** Your Joint Account Card can be a Plus Card or a Standard Card. Your Joint Account Card allowance resets to zero when you open a new Joint account.

Card Feature Fees


Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

A$0

Revolut – Kids & Teens Card

A$0


Delivery Fee


Delivery type

Fee

Standard Delivery

A$0 per card

Express Delivery

A$33.99 per card


Spend


ATM withdrawal type

Withdrawals per monthly billing cycle

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.

Up to A$350 (the Plus ATM Withdrawal Allowance)*

A$0

Any amount over the Plus ATM Withdrawal Allowance*


2% of the value of the ATM withdrawal**


Subject to a minimum charge of A$1.50


For example, withdrawing A$100 over the Plus ATM Withdrawal Allowance will incur a A$2 fee.

Revolut – Kids & Teens Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.



Up to A$250 (the Revolut – Kids & Teens ATM Withdrawal Allowance)



A$0

Any amount over the Revolut – Kids & Teens ATM Withdrawal Allowance

2% of the value of the ATM withdrawal


For example, withdrawing A$100 over the Revolut – Kids & Teens ATM Withdrawal Allowance will incur a A$2 fee.

* If you have a Joint Account, withdrawals from your Joint Account are included in your Plus ATM Withdrawal Allowance.

Send


Transfer type

Fee

Transfers to Revolut users


Note: if the transfer involves an exchange, exchange fees may apply.

A$0

AUD transfers to bank accounts in Australia

A$0

Mobile wallet transfers


Note: intermediary and receiving banks may also impose a charge on the recipient.

Fee varies based on what currency you are sending and where you are sending it to.


Fee is disclosed in the Revolut app prior to making a transaction and in the Currency Transfer Fees Section (Plus).*

Transfers made using the “Pay all Fees” feature

Fee varies based on what currency you are sending and where you are sending it to.


Fee is disclosed in the Revolut app prior to making a transaction and in the Currency Transfer Fees Section (Plus).*

All other transfers, including:

  • international transfers in the local currency of the recipient country; and
  • transfers in currencies other than the local currency of the recipient country.


For example, sending a payment in GBP to a UK bank account, or sending a payment in AUD to a UK bank account.


Note: intermediary and receiving banks may also impose a charge on the recipient.

Fee varies based on what currency you are sending and where you are sending it to.


Fee is disclosed in the Revolut app prior to making a transaction and in the Currency Transfer Fees Section (Plus)*.

* If you have a Joint Account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint Account.

Exchange


When you initiate an exchange in the Revolut app we'll use a variable exchange rate.


You may be charged a percentage based exchange fee as set out in the tables below.


You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.

Market Hours


Hours

Time

During market hours

Sunday 6:01pm and Friday 4:59pm, New York time


For reference only, Monday 8:01am (AEST) to Saturday 6:59am (AEST)

Outside market hours

Friday 5pm and Sunday 6pm, New York time


For reference only, Saturday 7am (AEST) to Monday 8am (AEST)


Fair Usage Limits


Type

Exchange Limit

Plus fair usage limit for fiat currencies*

Up to A$6,000 per monthly billing cycle

Revolut – Kids & Teens fair usage limit for fiat currencies

Up to A$1,500 per monthly billing cycle

Plus fair usage limit for precious metals and/or cryptocurrencies**

Up to A$2,000 per monthly billing cycle

* This is a combined limit that includes all types of fiat currency exchange - it does not apply to exchanges you make in relation to precious metals and/or cryptocurrencies.

** This is a combined limit that includes all types of exchange related to precious metals and cryptocurrencies. The Plus fair usage limit for precious metals and/or cryptocurrencies is the same as the fair usage limit available to customers on a Standard plan.

Plus Account Exchange Fees


Exchange type

Amount

Time

Fee

A$500example

Fiat Currencies

Up to the Plus Fair Usage Limit

During market hours

A$0

A$0

Outside market hours

0.5% of the value of the exchange

A$2.50

Over the Plus Fair Usage Limit

During market hours

0.5% of the value of the exchange

A$2.50

Outside market hours

1% of the value of the exchange

A$5

Precious metals

Up to the Plus Fair Usage Limit

Any time

0.99% of the value of the exchange.


Subject to a A$1.99 minimum fee.

A$4.95

Over the Plus Fair Usage Limit

Any time

1.49% of the value of the exchange.


Subject to a A$1.99 minimum fee.

A$12.45


Plus Account Cryptocurrency Exchange Fee


The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.


The following transactions are excluded from total purchase and sales:

  • exchanges between commodities and crypto assets; and
  • spare change round ups.


If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.

Crypto Spend Tiers

(denominated in AUD)

Fair usage limit

Fee*

A$500 example

A$0 - A$99,999.99

Up to the Plus Fair Usage Limit

1.49%

A$7.45

Over the Plus Fair Usage Limit

1.99%

A$9.95

A$100,000 - A$200,000

Up to the Plus Fair Usage Limit

1.29%

A$6.45

Over the Plus Fair Usage Limit

1.79%

A$8.95

A$200,000 - A$500,000

Up to the Plus Fair Usage Limit

0.99%

A$4.95

Over the Plus Fair Usage Limit

1.49%

A$7.45

A$500,000 - A$1m

Up to the Plus Fair Usage Limit

0.49%

A$2.45

Over the Plus Fair Usage Limit

0.99%

A$4.95

* Subject to a A$1.99 minimum fee.

Revolut – Kids & Teens Account Exchange Fees


Exchange type

Amount

Time

Fee*

A$500 example

Non-AUD Revolut – Kids & Teens Card transactions

Up to the Revolut Kids & Teens Fair Usage Limit

During market hours

A$0

A$0

Outside market hours

0.5% of the value of the exchange

A$2.50

Over the Revolut Kids & Teens Fair Usage Limit

During market hours

0.5% of the value of the exchange

A$2.50

Outside market hours

1% of the value of the exchange

A$5


Cancellation and Variation


Cancellation and Variation costs

Cancellation period

Monthly Subscription

Annual Subscription

1st to 4th month

  • No refund for amounts already paid.
  • You must pay the subscription for the required 2 month notice period.
  • Your plan will continue until the end of the notice period.
  • No refund for amounts already paid.
  • Your plan will continue until the end of the annual period that you have paid for.

5th month

  • No refund for amounts already paid.
  • You must pay the subscription for the required 1 month notice period.*
  • Your plan will continue until the end of the notice period.
  • No refund for amounts already paid.
  • Your plan will continue until the end of the annual period that you have paid for.

After the 6th month

  • No refund for amounts already paid.
  • Your plan will continue until the end of the month in which you cancel.
  • No refund for amounts already paid.
  • Your plan will continue until the end of the annual period that you have paid for.

After the 12th month

  • No refund for amounts already paid.
  • Your plan will continue until the end of the month in which you cancel.
  • Your plan will continue until the end of the month in which you cancel.
  • You will receive a refund for any remaining months of your annual subscription.

*Please see the Paid Plan Terms for more information on notice periods. During youra notice period you will continue to receive the benefits of your subscription.