Receive money from overseas

There's generally no maximum amount of money you can receive into your Revolut account via bank transfer. However, some sending services, like other banks or payment platforms, may have their own daily or per-transaction limits that are beyond our control.

For card top-ups, there are specific limits that are not publicly disclosed for security reasons. These limits are set automatically by our system and adjust as you continue to use your account.

For instant transfers from other Revolut customers, there are typically no limits.

For very large transfers, we may require additional information or documents to comply with regulations. If this is the case, our team will reach out to you directly in-app to guide you through the process.

We use two-factor authentication to make sure you're the only one who can log in to your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our always-on security systems.

Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.

Here's how you can learn more:

1. Open the Revolut app
2. Click on your profile icon on the home screen
3. Scroll to the bottom of the page and see which Revolut entity shows up
4. Go to our Help Centre to read more on your Revolut entity and how we keep your money safe

The details you need depend on the type of transfer you're expecting.

• For payments from a non-Revolut bank account, you'll need to provide the sender with your account details. This may include your BIC/SWIFT code and your full name.
• For local transfers, you might only need your account number and sort code.
• For payments from another Revolut customer, you can simply share your phone number or your Revtag (a unique username). No bank details are needed.

All of your account details can be found easily in the Revolut app. Simply go to the Accounts tab, select the currency you wish to receive, and tap Details to find everything you need.

The speed of your transfer depends on where the money is coming from.

• Revolut-to-Revolut transfers: money sent from friends on Revolut usually arrives in seconds.
• Local bank transfers: inbound transfers from local banks typically arrive in a few minutes or hours, though they can sometimes take up to one business day.
• International money transfer: the time it takes for an international transfer (via SWIFT) can vary. While many transfers arrive within a couple of business days, some may take up to 5 business days, depending on the sending bank and any intermediary banks involved.

We will notify you right away with an in-app notification as soon as the funds arrive in your Revolut account.

Receiving money from abroad with Revolut is simple and secure. The person or company sending you money just needs your Revolut account details to complete the transfer.

First, you'll need to provide the sender with your international bank details, including your IBAN and SWIFT/BIC code. You can easily find these in the Revolut app by going to your Accounts tab, selecting the currency you wish to receive, and tapping Details.

Once the sender initiates the transfer, the money will be sent to your Revolut account. Revolut will notify you as soon as the funds arrive, and you can then spend, exchange, or transfer the money as you wish.

The best way to receive money from abroad depends on your situation and the sender's preferences. Revolut offers several fast and easy ways to get paid.

Quick Revolut-to-Revolut payments

If the sender also has a Revolut account, this is the fastest and easiest option. They can send you money in seconds, and it's without fees. All they need is your phone number or Revtag. This is the best option for payments from friends or family members.

International bank transfers

You can receive a traditional bank transfer from any bank in the world. Simply provide your international account details (like your IBAN and SWIFT/BIC code) to the sender. This method is the best for receiving money from a business, a salary from an international employer, or any other large sum of money. While it can take a few business days, it's a secure and reliable way to get paid.

Receiving card payments

Freelancers an business owners can receive payments directly to their Revolut account via a payment link or a virtual terminal. This is a great way to accept card payments from clients, regardless of their location.

No matter which method you choose, Revolut will notify you when your money arrives, and you'll have full control to spend, exchange, or transfer it as you wish.

With Revolut, receiving money is just as easy as sending it. To receive international transfers, select the currency account you'd like the incoming transfer to go to, tap the SWIFT tab to find your details, and give the sender those details.

Other Revolut customers can also send money directly to your Revolut account in 30+ currencies.