Our culture

We believe that exceptional individuals working within a thriving, high performance culture will achieve the best results.

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5 values, 1 mission.

These are the clear, powerful forces that drive us every day.

Never Settle

Revolut is for those who always strive for excellence, for those who want to become the number 1 at what they do. Revolut is for 10x people. We love tough challenges and bold targets — we make them look achievable. We never settle for "good enough". We never settle for what we’ve achieved. We can always go 10x from here. We believe that almost anything is possible.

We’re always in startup mode, always building — it’s always day 1. We redefine expectations, we disrupt industries, we reinvent — there are no limits, that is who we are.

We never settle for being less than number 1 in anything we do. This applies whether it’s a product, a market, or internal functions like recruitment, people, or finance. Being mediocre isn’t an option — “never settle” is a lifestyle that we choose.

Dream Team

We operate like a professional sports team and Revolut is for all-star players only. We hire, develop, and place elite athletes where they can win. We play with radical honesty: our managers are tough coaches and our teams turn that feedback into fuel for growth.

We don’t settle for players who are just average. We always choose to be a smaller team of brilliant people rather than a larger team with some average players in it. We define brilliant people as those who can self-identify the right goals, self-direct to reach them, and redefine the standards while they get there.

We never compromise on talent. We select, develop and retain the top talent only and give them all the support and opportunities they need to achieve greatness. We don’t tolerate mediocrity: if someone cannot meet the bar, we part ways — fast.

We’re radically truthful about each other’s performance. The bar is very high, and we evaluate people accurately, not softly. If someone falls short of perfection, we deliver honest feedback respectfully.

As a dream team, we’re not concerned with appearing nice, we’re concerned with achieving our goals.

Think Deeper

Logic, reason, and common sense prevail over everything else in decision making at Revolut. We’re open-minded, we listen, and we’re always in search of the truth.

We start everything we do with a problem definition. Every time, we ask: “What is the exact problem that you are trying to solve?” Too often, people jump straight into the solutions without properly spending time on defining the problem and understanding whether this is the right problem to solve. Defining the problem correctly is already 50% of the solution.

We always dive deep into details until we understand the reality. We always ask: “Is that true?” and “Why?” to get to the root cause. This is the only way to build scalable systems, not just quick fixes.

We expect our managers to operate at all levels of the organisation and understand every small detail. Managers who don’t understand the nitty-gritty are not able to direct well. Being hands-on isn’t an option — it’s a must.

We recognise that challenging each other is essential to finding out where the truth lies. It’s not personal, and it leads us to the best outcomes.

We’re scientists, and we’re creatives as well. Not only do we expect deep logic and abstract thinking from our people, but also crazy creativity and the ability to jump from a local maximum to a global one through non-linear thinking. We do linear optimisations and we do nonlinear large jumps as well — we are innovators.

Get It Done

Revoluters always push through. We stopped listening to excuses a long time ago — we care about results. We believe that grit, determination, skill, smarts, and courage can break through almost any wall.

Our people are execution champions: structured, self-disciplined, proactive, and results-oriented. They know each day what needs to get done and have the discipline to do it. They don’t wait for guidance; they are always in the driver’s seat. Nothing is “someone else’s job.” There are no excuses, politics, or room for ego. We take full ownership — start to finish, always putting the company first.

We believe that the importance of a great work ethic is underrated. Those who consistently put in more smart hours greatly outperform their peers in the long run. We treat committed hours like compound interest — the most powerful force in the universe — knowing that every extra hour eventually compounds into extraordinary results. We invest over and above, week after week because we know that success comes from sweat and determination.

We bet on grit and a default sense of urgency. We believe that focus, stamina, and relentless determination are the traits that allow people to adapt, grow, and thrive in the ever-changing conditions of a competitive world.

We don’t get stuck in analysis paralysis: we gather the available facts and decide on the way forward with logic, data, and common sense. And we’re also cautious because no matter how deep we go and no matter how smart we are, we might be wrong. The world is too chaotic and random; we never have the full picture, it’s always a bet. That’s why we always have contingency plans, we always limit our downside, and we always manage our risks.

Deliver WOW

We love building great products, we love delighting our customers, we love turning the complexity of a chaotic world into the simplicity of a beautiful solution that truly solves customer needs.

We love solving problems in a simple and elegant way, while taking care of every small detail. There’s an intrinsic beauty in a well-thought-out solution, and the opposite is true as well — bad solutions are usually complex and ugly. Our people have the taste to know what perfection looks like.

We build Minimum Lovable Products, not Minimum Viable Products (MVPs). We don’t believe in a strategy to quickly build a scrappy product to test the market. Too often, the reason for failure isn’t the product-market fit, but the bad quality of the product. We build products that we love ourselves and that are superior to our competition from the start.

We never settle for okay-ish quality. Excellent quality is a must. We constantly innovate and strive for the best quality, whether it’s in creating our products, or pushing ourselves to learn that little bit extra so that we’re always at the cutting edge of what we do.

We deliver WOW not only for our customers, but for ourselves as well. Any internal product or process across Revolut must be sleek and relentlessly focused on experience and efficiency. It should all feel like a perfect assist: clean, fast, setting someone up to win. We owe it to our dream team so that they can focus on what is truly important — our customers.