International money transfer

There are no transfer limits for most currencies and destination countries, but our payment partners may have set limits on certain currencies. You’ll always see these in-app before you send.

Making large money transfers? Not to worry. Whether you're paying tuition fees or putting down a deposit on a property abroad, you can transfer large amounts of money just as easily as smaller amounts. We just might need more time to run extra checks.

We use two-factor authentication to make sure you're the only one who can log in to your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our always-on security systems.

Additionally, we use other security methods that vary depending on the Revolut entity you're registered to. Here's how you can learn more:

1. Open the Revolut app
2. Click on your profile icon on the home screen
3. Scroll to the bottom of the page and see which Revolut entity shows up
4. Go to our Help Centre to read more on your Revolut entity and how we keep your money safe

The details you need when you send money abroad vary depending on the transfer method you choose.

What details do I need for a bank transfer from Germany?

The details you need when you send money internationally generally include the recipient's full name, their bank code or BIC/SWIFT number, and their IBAN or bank account number. We may also ask you for other details, such as their city or phone number. The information you need to enter may vary depending on the country you're sending to and the currency.

What details do I need for a card transfer?

All you need to send a card transfer is the recipient's full name and card number.

What details do I need to send money to another Revolut account?

To transfer to a friend who's also on Revolut, you can simply choose someone from your contact list. You can also find someone by entering their phone number, email, or Revtag, or you can scan their QR code.

What details do I need to send money via a payment link?

You don't need any bank details when you transfer money via a payment link, just your recipient's phone number or email. Create the link in-app, choose how you want to pay, and share the link with your recipient. The person you're sending to can then claim that money, even if they're not a Revolut customer.

The time it takes for your money transfer to arrive depends on the payment method you choose, the country you're sending to, and the currency. You'll be able to see the estimated arrival time in-app before you send and track the status of your transfer. Check out our Help Centre for more on money transfers.

How long do international bank transfers take?

Bank transfers from Germany generally arrive within 3 to 5 business days. If you're sending euros within the SEPA region, your money could arrive in seconds. Check with your bank to find out whether your account is set up for SEPA Instant.

On rare occasions, external banks may experience delays that we can't foresee, and your transfer could take longer than expected.

How long does a card transfer take?

Transfers to cards usually arrive in seconds, but they can take up to 30 minutes.

How fast are Revolut-to-Revolut transfers?

Transfers to other Revolut customers are instant. This means they usually arrive in 20 seconds or less.

With Revolut, you can send money online quickly and safely. Here's how:

1. Download the Revolut app for free on your Android or iPhone, then sign up
2. Add money to your Revolut account
3. Select your transfer method, then enter your destination country, currency, and amount
4. Check our exchange rates, fees, and estimated delivery times in-app
5. Fill in your recipient's details
6. Tap Send and stay up to date on the status of your transfer in-app

Topping up your Revolut account is quick and easy. Here are some ways you can add money to your account:

• Bank transfer
• Card
• Apple Pay or Google Pay
• Transfers from other Revolut customers
• Linked accounts
• Direct deposit

To choose the best transfer method for you, compare fees and delivery times in-app. They're calculated in real-time just for you — based on your transfer amount, country, and currency.

Need to send money abroad fast? Try a Revolut-to-Revolut transfer or a card transfer. Transfers to other Revolut customers are instant — they arrive in 20 seconds or less. Most card transfers also arrive in seconds, although they can take up to 30 minutes. If your transfer qualifies for SEPA Instant, your money will arrive in seconds via bank transfer.

Trying to find the cheapest way to send money abroad? Check our fees in-app before you send. You'll pay a small fee for card and bank transfers, but there are no transfer fees when you send money to other Revolut accounts. You can also save by sending your transfers during the week — we don't charge any additional exchange fees on weekdays if your transfer is within your plan's limits.

When you send money abroad from Germany, there are two types of costs you should keep an eye out for: currency exchange fees and transfer fees. You'll see all costs in-app before you send.

Currency exchange rates and fees

Sending money internationally often involves two different currencies: the currency you’re using to pay for the transfer and your recipient's currency. Before you send money abroad in a currency that's different from your recipient's, check our exchange rates in-app. This shows you how much the amount you enter in your currency is worth in your recipient's currency.

You may also pay an additional currency exchange fee, depending on your plan, the amount you're sending, and the time of your transfer.

• Depending on your plan, you may pay a fee on any exchanges you make during weekends, between 17:00 Eastern Time (ET) on Fridays and 18:00 ET on Sundays. You'll pay a 1% fee on the Standard plan, and a 0.5% fee on the Plus plan. You won't pay any weekend fees on our Premium, Metal, or Ultra plans
• If you're over your monthly exchange allowance, you'll pay an additional fair usage fee, depending on your plan (1% for the Standard plan and 0.5% for the Plus plan). There are no fair usage fees with our Premium, Metal, and Ultra plans

Transfer fees

Depending on the transfer method you choose, you may also pay a small transfer fee. This is the amount we charge to process your transfer.

• Bank transfers

You won't pay any bank transfer fees when you send money within the SEPA region. If you're sending from somewhere else, you'll see a small transfer fee calculated in real-time before you send. You'll get discounts on these fees with our Premium, Metal, and Ultra plans. External banks may charge non-Revolut transfer fees that we can't foresee

• Card transfers

You'll pay a small card transfer fee when you send money using someone's card details. The amount will depend on how much money you're transferring and where you're sending from

• Revolut-to-Revolut transfers

You won't pay any transfer fees when you send money online to other Revolut accounts

With Revolut, receiving money is just as easy as sending it. To receive international transfers, select the currency account you'd like the incoming transfer to go to, tap the SWIFT tab to find your details, and give the sender those details.

Other Revolut customers can also send money directly to your Revolut account in 38 currencies.

Planning an international transfer? Here are a few key things to keep in mind to ensure a smooth and cost-effective experience:

• Exchange rates

Even small changes in the exchange rate can make a big difference to what your recipient receives.

With Revolut, you can check live exchange rates in-app before you send. We provide a currency converter within our app, allowing you to check the live rate before initiating your transfer. Just enter the currencies you're exchanging, and we'll calculate the amount in real time.

• Fees and charges

Always be aware of the fees and charges.

You'll always see the exact fee before you send your money, and you can compare our rates with other providers to help you decide.

• Transfer speed

Delivery times depend on where and how you’re sending, but it could reach its destination within seconds if you're sending to the SEPA region, thanks to SEPA Instant Transfers.

• Recipient details and limits

Make sure all recipient details are accurate to avoid delays. You’ll usually need their full name, address, bank name, account number, IBAN, and SWIFT/BIC code.

If your transfer exceeds the limit, we'll notify you in-app and help guide you through larger amount transfers.

• Security and reliability

Your money’s safety is our top priority.

Revolut Bank UAB has established a branch in Germany, Revolut Bank UAB, Zweigniederlassung Deutschland. We use advanced security technology, offer 24/7 in-app support, and continuously monitor transactions to help prevent fraud.

Learn more about how we keep your money safe.