Your new bank account
Open a bank account online with Revolut
No account maintenance fees with the Standard plan. 24/7 customer support in-app — banking made simple.
- 70+ million global customers
- Rated 4,7 on Trustpilot
- 'Most Innovative Company in Personal Finance 2024' by FastCompany
Open your German bank account
Deposit your salary, pay your bills, and send and receive money in Germany with your local IBAN — quickly, easily, and cost-effectively.
Open yours now
How to open a Revolut bank account online
- 1
Join Revolut
Download our app for iOS or Android. Then answer a few questions about yourself and upload a valid form of ID to help us keep your account secure.
- 2
Link your payments
Move your salary to your Revolut bank account by sharing your new IBAN with your employer, and set up Direct Debits to pay recurring bills automatically.
- 3
Start banking
Save and spend your way, with customisable controls and all the features you need for your day-to-day banking in one app.
Open an account to get...
All your banking, in one spot
Build, balance, and boost your budget — with all things banking in one app.
Auto-sort your salary
Split your pay cheque for savings, bills, and more — then automate it, so your money goes where you want it to every payday.
Pay friends instantly
Find your Revolut friends in-app — then chat, send, and receive money at record speed.
Track your spending
Stay on top of your money, with custom spending categories, instant notifications, and analytics tools.
Send money abroad
Make international money transfers to 160+ countries in a few taps. Fees and T&Cs apply.
Exchange currencies
Convert 38 currencies with exchange rates you'll love. Fees, fair usage limits, and T&Cs apply.
Earn interest on savings
Add money when you want to, take when you need to, and watch your savings grow — with interest paid daily. T&Cs apply.¹
Borrow flexibly with loans
Kickstart your projects and make flexible repayments, with a personal loan designed for you. T&Cs apply. Subject to credit check.²
Link external accounts
Get a full and secure view of all your linked accounts without switching apps.
Start investing
Explore thousands of stocks right-in-app. Capital at risk. Subject to customer eligibility criteria. Investment accounts are not covered by the Deposit Guarantee Scheme.³
Joint Accounts
Banking is better together. Create a shared space for your money, and spend in sync with your favourite person — whether it's a parent, a partner, or a pal.Explore Joint Accounts
Earn up to 2 % Interest per annum with Instant Access Savings
Put your money to work for you as soon as it hits your account, with interest paid every single day — and make withdrawals instantly, anytime.¹
Interest per annum illustrates what the interest rate would be if interest was paid and compounded once each year. The interest rate is variable and subject to your selected plan. Instant Access Savings T&Cs apply.
Find out moreInstant account opening: start banking in minutes
Ready to take control of your money?
Open a bank account online with Revolut in minutes, not days. Say goodbye to paperwork and enjoy immediate financial freedom.
Open your account now
Control your spend
Create Pockets to categorise your cash — whether it's for groceries, subscriptions, or bills.Check it out
Debit cards for all occasions
Pay at home and abroad
It's your everyday bank card and travel money card in one. Pay as usual wherever you are, and we'll convert to the local currency for you.
Learn moreCreate virtual cards
Keep up to 20 virtual cards in-app, and link them to Apple Pay or Google Pay to start spending straight away.
Go virtualPersonalise your design
Elevate your everyday spend with a custom card. Choose a colour, add a sketch, make it yours. Delivery and customisation fees apply.
Check it outCustomise card controls
Set spending limits, freeze your card, and more — for even safer spending.
Keep controlPay at home and abroad
It's your everyday bank card and travel money card in one. Pay as usual wherever you are, and we'll convert to the local currency for you.
Learn moreCreate virtual cards
Keep up to 20 virtual cards in-app, and link them to Apple Pay or Google Pay to start spending straight away.
Go virtualPersonalise your design
Elevate your everyday spend with a custom card. Choose a colour, add a sketch, make it yours. Delivery and customisation fees apply.
Check it outCustomise card controls
Set spending limits, freeze your card, and more — for even safer spending.
Keep control
Get to know our plans
Free account sign up: your Revolut journey begins now.
It costs nothing to sign up to a Revolut account and get instant access to powerful money tools. You can easily sign up for our Standard plan for free, or explore our other plans with additional, premium features that come with varying fee levels. Dive in and discover how effortless it is to manage your finances digitally.
Plus
For the smart spender — access additional benefits like better limits for spending abroad and insurance for your purchases.
Premium
For elevating every day — access exclusive subscriptions, better savings rates, and exchange unlimited amounts of money.
Metal
For the global travellers and traders — relax with travel insurance, enjoy enhanced limits, and valuable subscriptions.
Ultra
For those seeking the best of Revolut — get over €4,500⁴ in annual benefits like unlimited airport lounge access, monthly global data, and cancellation cover.
Your bank account, protected
Get top-level protection, powered by a dedicated fraud prevention team. It's easy to see why 70+ million global customers trust us to look after €36 billion in deposits.
Learn moreLicensed bank
Revolut Bank UAB is a bank established in Lithuania, authorised and regulated by the European Central Bank, with a branch in Germany supervised by the German Federal Financial Supervisory Authority
Fraud prevention
In the previous calendar year alone, our fraud prevention team saved our customers €746 million in potentially fraudulent transactions. We're on the lookout.
24/7 support
Speak to our award-winning support team in 100+ languages via secure in-app chat. Yes, even on a Sunday.
Deposit guarantee
The money in your payment account is eligible for deposit insurance provided by the Lithuanian Public Institution "Deposit and Investment Insurance."
Rumour has it...
It's more than opening a bank account
There's lots to explore, from investments to travel perks and more. Check it out in the same app you use for your everyday banking.
4.7 / 5
Explore More Banking Features
Discover additional ways your Revolut's account enhances your financial life, from smart money management to seamless global transactions.
Open Banking
Link your different accounts for a full financial overview.
Mobile Banking
Bank on the Go. Manage your money instantly via the Revolut app.
Online Banking
Securely access and manage your finances online.
Multi-Currency Accounts
Hold and exchange money in multiple currencies with ease.
Travel Money Card
Smarter Travel Spending. Get great rates and spend worldwide.
Bank account opening FAQs
To open a Revolut bank account, you'll need:
- download the Revolut app for iOS or Android
- be at least 18 years old and a legal resident of a supported country
- have a valid government-issued document for identity verification
- provide some personal details like your name, phone number, address, and a few others
- provide a selfie for account security
- You may also be asked a few questions about yourself and the purpose of your account. These questions won't impact your eligibility.
We’ll guide you through the process step by step — right in the app.
Download the app.Yes. You can open a Revolut Bank Account for free with our Standard plan — no set-up or monthly maintenance fees. You can also upgrade to a paid plan for extra features and perks.
Compare our plans.You can have one Revolut bank account. With so many sub-accounts to help you organise your money, one is all you need. Check these out in-app to take your current account a step further.
- Joint accounts: create a shared sub-account with another person to manage your money together.
- Revolut Pro for freelancers: get a separate IBAN to run your business, plus add-on features like invoicing.
- Revolut <18 for kids and teens: create sub-accounts for your kids, so they can learn to manage their money under your supervision.
- Currency accounts: keep 38 currencies in separate balances, with local account details that make it easy to send and receive money.
- Pockets: create separate spaces to set aside money for different purposes and track your spending.
It's like having multiple accounts, but better — because they're all in one place.
Fees may apply for certain features. Check out the latest pricing in-app.
Build your accounts in-appWe use two-factor authentication to make sure you're the only one who can log into your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our full-stack security systems.
Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.
Learn more about how we keep your money safe.Opening a Revolut bank account is fast — most people are up and running in just a few minutes.
While identity checks are usually instant, they can sometimes take up to 24 hours if additional documents are needed.
We’ll guide you through every step, and keep you informed along the way.
Let's get started and open your account instantly.Yes. You can open a Revolut checking account without a credit check, including SCHUFA in Germany.
When you sign up for a basic Revolut current account, we do not perform a credit check. Our fundamental account services operate on a debit basis, meaning you spend the funds you have in your account.
It's important to understand that while opening your account with us does not involve a credit check, if you later apply for any credit products we offer (like loans or credit lines), a credit check will be conducted as part of that specific application process.
BANKING SERVICES: Revolut Bank UAB is a bank authorised and regulated by the Bank of Lithuania and the European Central Bank, having a branch in Germany, Revolut Bank UAB, Zweigniederlassung Deutschland, with registered address Fora Linden Palais, Unter den Linden 40, 10117 Berlin, Germany and registration number HRB 249024 B. Revolut Bank UAB is authorised by the European Central Bank and supervised by the Bank of Lithuania and the European Central Bank. It is also supervised by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) to the extent that Revolut Bank UAB provides services through the branch in Germany. Revolut Bank UAB provides credit, payment, and current account services.
¹INSTANT ACCESS SAVINGS: Instant Access Savings T&Cs, Deposit Information Sheet, and Deposit Insurance Information apply. The rate is variable and can change in the future. The maximum eligible deposit amount is €100,000.
²LOANS: Lending criteria, as well as terms and conditions, apply. All personal loan applications are subject to approval.
What is the effective APR? The effective rate charged for your loan, which includes the total interest rate plus any additional fees and charges.
Information according to PAngV: This offer is based on an online loan. Fixed borrowing rate between 4.84 % and 16.27 %, APR between 4.99 % and 17.54 %, and net loan amount from € 2,000 to € 50,000. Total amount from € 2,052,82 to € 85,887.89, monthly instalments from € 171.07 to € 4,510.79, 12 to 96 instalments. Creditworthiness required.
Credit provider: Revolut Bank UAB Konstitucijos pr. 21B, LT-08130, Vilnius.
Two thirds of customers typically receive: net loan amount of € 10,000, total amount € 12,598.17, monthly instalments € 209.94, 60 instalments, fixed borrowing rate 9.49 %, annual percentage rate of 9.91 %
³INVESTMENTS: Capital at risk.
The value of investments can go up as well as down, and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Further information can be found in our Risk Disclosure and Invest FAQs.
Investment services are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice, or offer to take any investment decision. Therefore, you must carefully consider your financial situation, review relevant documents and information, or seek professional independent advice before entering into financial transactions or subscribing to new investment services. T&Cs apply.
Revolut Securities Europe UAB (company code: 305799582; registered address: Konstitucijos ave. 21B, Vilnius, the Republic of Lithuania, LT-08130) is a Lithuanian investment firm authorised and regulated by the Bank of Lithuania. Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (company code: HE430310; registered address Pikioni, 10 Flat/Office 5, 3075, Limassol, Cyprus). Commodities services are provided by Revolut Ltd.
⁴The value displayed shows the attainable financial value for an Ultra customer over a 12-month period, and can be achieved by a customer through use of each Ultra benefit throughout that 12-month period.
The value has been calculated based on the standalone financial value of each Ultra benefit (e.g. the annual retail price of each partnership, the free eSIM monthly allowance, the cost of a lounge pass membership), added with the value of savings made on fees or interest accrued for using the benefits (e.g. reduced international transfer fees or ATM withdrawal fees, and increased interest earned in savings in comparison to the Standard plan). The value is calculated by the average use of each existing benefit by UK and EEA Ultra customers between September 2023 and September 2024. Please see Paid Plan terms and our Compare Plans page for a full plan benefit breakdown.
The trip and event cancellation insurance value is based on an average claim payout from 1 July 2023 to 31 August 2024 across accepted claims submitted by customers for either 100% or 70% reimbursement and which have met all claims eligibility criteria. Maximum value will depend on each customer’s individual circumstances and can be derived up to the per claim and annual policy limit. Please refer to the Insurance policy T&Cs for full coverage details and conditions required to submit a valid claim.
Value of travel insurance is based on a standalone multi-trip, family travel insurance price provided by our insurance partner and not on usage.