Credit Cards
Credit you can score with
Easy applications. Flexible repayments. RevPoints¹ you can redeem across Airline Miles, Gift Cards, and Stays. Meet your new top-of-wallet card.
Apply quickly, pay flexibly
Start your applicationApply in-app
Request a credit card and get a quick decision. Subject to credit checks.
Order your card
Get a free physical card, or spend right away with a virtual one.
Repay flexibly
Receive an interest-free grace period of up to 62 days.²
Get RevPoints¹ for every €1 spent
Don’t let your spending go unrewarded. Get up to 1.5 RevPoints per €1 spent (earn rate available on Ultra plan) and redeem your points across Airline Miles, Gift Cards, and Stays — making your money go further.
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Get more from your card with Plans
Upgrade your plan to get more RevPoints¹ per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Plus
For the smart spender — get 1.5 RevPoints per €10 spent. And access additional benefits like better limits for spending abroad and insurance for your purchases.

Premium
For elevating every day — get 1.5 RevPoints per €4 spent. Also, enjoy exclusive subscriptions, better savings rates, and no limits on currency exchange.

Metal
For the global travellers and traders — get 1 RevPoint for every €1 spent. Then relax with travel insurance, enjoy enhanced limits, and access exclusive subscriptions.

Ultra
For those seeking the best — unlock our highest earning rate with 1.5 RevPoints per €1 spent. And enjoy unlimited airport lounge access, monthly global data, and top-tier savings rates.
Repay your way
Break down purchases over €50 into easy instalments, and choose to pay over 3, 6, 9, or 12 months. Plus, enjoy an interest-free grace period of up to 62 days, as long as you make your payments on time.²
For more flexibility, choose from our repayment options:
- Full amount at the end of the month: pay your statement balance in full at the end of the month to avoid generating interest.² This is the default payment option.
- Minimum monthly repayment (revolving): pay the minimum amount required each month, and carry over the remaining balance, which will accrue interest.²
- Customised monthly repayment: choose the amount you want to repay, as long as it's higher than the minimum monthly repayment, and manage your balance at your pace.
The lower the amount that you repay, the higher the interest will be.²
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¹ RevPoints rewards require opt-in to RevPoints programme, and vary by plan. T&Cs apply.
² Representative example: example calculated to repay a revolving credit of €1,500 deferred for 48 months: TAE: 21,94% / TIN 20%. Total amount to be repaid, €2.191,20 (capital + interest) in 48 monthly instalments of €45.65 each. Total cost of credit: €691.2 (interest). The French amortisation system is used. All this is under the assumption that you do not carry out new operations that increase the debit balance of the card and that the debt is formalised at the beginning of the period.
The TAE could be slightly different from the one in the agreement, as it is calculated depending on your agreement date.
You can use the Revolving Card simulator to simulate costs and terms of Revolving credit.
All credit card applications are subject to approval by Revolut Bank UAB following internal lending criteria. Terms and conditions apply.