Joint accounts
Open a Joint bank account with Revolut
Open a free Joint account in minutes and enjoy financial freedom with a partner, parent, or pal. Manage your money better, together — in one app. T&Cs apply.
- 70+ million global customers
- Rated 4,7 on Trustpilot
- 'Most Innovative Company in Personal Finance 2024' by FastCompany
Keep a 360° view
The best of your online Joint bank account
With money management tools, security features, and real-time control, your Joint bank account is built to boost your budget — and help you reach your goals, together.
Track your spending
Stay on top of your money with custom spending categories, instant notifications, and analytics tools.
Access on demand
Either of you can spend money and withdraw anytime, with no fees or delays. Instant access to your account, ready for your next move.
Earn up to 2,5% p.a. (variable)¹
Grow your shared savings every single day with interest paid daily. No minimum deposit required — and earn on balances up to €100,000.
Your eligible deposits are insured
Revolut is a fully licensed EU bank. Your eligible deposits are protected under the Lithuanian Deposit Insurance scheme — up to €100,000 per account holder.
Built-in security features
Protect your Joint bank account in-app with instant fraud alerts, custom controls, and the ability to freeze your card in a tap.
Round up that spare change
Turn everyday spending into joint saving. Activate round ups and grow your savings automatically — just keep tapping and let Revolut do the maths.
Joint bank account for couples, friends, flatmates — you pick
It doesn’t matter if you don’t share the same address. Invite whoever you do life with, whether it’s your partner, parent, or pal.
Get started
How to open a Joint bank account with Revolut
Start banking together in just a few taps — Two people, one account, and a smarter way to manage your money.
- 1
Open the Revolut app
Download our app for iOS or Android. Once you have everything set up, tap Accounts beneath your balance on the home screen, and select Add new.
- 2
Create an account
Select Joint and follow the instructions. The other applicant needs to accept your invitation.
- 3
Add money
With no minimum deposits, kick-start your banking journey with any amount.
Joint Savings for twice the potential
Reach your savings goals together, and earn up to 2,5% p.a. (variable).¹ Open a Joint Savings account and start growing your money from day one.
Interest rate percentage is based on the user with the lowest plan.
Two cards, one vision
Get matching physical cards for your shared spend, or go virtual. Choose from exclusive designs just for joint accounts, and pair them to dedicated Pockets to help you budget.Metal and Premium cards available on paid plans only. Paid Plan Terms and subscription fees apply.Choose your cardsYour money, protected
Trusted with €36 billion in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than €746 million worth of fraud in 2023 alone.
Read more
Joint bank account FAQS
It’s a bank account you share with someone you trust — like a partner, friend, or family member. You’ll both have full access to your account. No account maintenance fees, no minimums, and withdrawals whenever you need.
Get Revolut.To open a Joint bank account in Revolut app, just follow a few simple steps to get started:
- Go to Home in the bottom menu
- Tap Accounts under your balance and choose Add new
- Go to the Joint tab
- Follow the prompts to set up your account
To be eligible to open a Joint bank account in Italy, you must meet all of the following criteria:
- Be at least 18 years old
- Have a personal Revolut account and have passed our identity verification checks
- Live in the same country as the person you’re opening the account with
- Both Joint account owners must belong to the same Revolut entity. To check your Revolut entity, tap your profile icon in the top left corner and scroll to the bottom of the page
- Not have another Revolut Joint account, or a pending invite for one
- Already have the person you want to open the account with in your contacts. If not, send a small amount of money to their Revolut account to make them a contact before you try to open a Joint account together. To read more about sending money to other Revolut customers, read this FAQ
You can only apply for and manage your Joint Savings through the Revolut app.
Read our Joint Accounts T&Cs to learn more.
Open a Joint bank account.Yes — either of you can. Both people have full access and can withdraw and spend money anytime.
¹Advertising message for promotional purposes. The gross interest rate can vary and depends on the type of plan you have, from 1,5% per annum in the Standard Plan to 2,5% per annum in the Ultra plan. For economic and contractual conditions please refer to the Information Sheets available at ravolut.com/it-IT/.