Car loan

Planning a car purchase? Make it a reality with our unsecured personal loans. Apply to borrow up to €50,000 with a variable APR (Annual Percentage Rate) starting from 7,88%.

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Loans that fit the bill

A Car loan custom-made for you

Borrow from €2,000 up to €50,000 with an Annual Percentage Rate (APR) starting from 7,88%, and stretch your repayments across up to 7 years.

Want to pay off your loan sooner? Go for it. Make early repayments anytime, without any extra fees. Now that's ultimate flexibility.

How to get a car loan with Revolut

  1. 1

    Join Revolut

    Download the Revolut app for iOS or Android, then sign up.

  2. 2

    Complete your application

    Once you've been a Revolut customer for 30 days, you can go to Loans in-app and fill out the online application.

  3. 3

    Get your loan

    If your application is approved and you accept our offer, you'll receive the loan amount in your Revolut account. We'll automatically take your repayments from your EUR balance.

Trusted by 70+ million global customers

Apply for a car credit with Revolut

Borrowing money should be clear and simple — that's exactly what you get with our loans. But Revolut offers so much more than that. Check out our reviews and see for yourself.

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4.9 / 5

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Tick those boxes

What are the requirements to get a car credit?

Here are some of the things we check when you apply for a Revolut loan, although we may also consider other factors.

Here are the requirements you have to meet to be eligible:

  • You permanently live in Italy and your current address is linked to your Revolut account
  • You're at least 18 years old
  • You're employed (full-time, part-time, retired, or self-employed) with a regular income
  • You have a local mobile phone number linked to your Revolut account
  • You're a customer of Revolut Bank UAB for at least 30 days
  • You have no personal details missing from your Revolut account
  • You have no negative balances in your Revolut account and no overdue commitments to third parties
  • You have an identifiable tax identification number
Get started

Simple and speedy, from start to finish

Your Car loan, Made Easy — Apply in Minutes

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  1. Borrow in a few taps

    Apply for up to €50,000, and get a quick decision.

  2. Spend it your way

    Once approved, get your money 8 days after your loan agreement is signed, and kickstart your projects.

  3. Repay flexibly

    Pay it back early, or change repayment dates — with no extra charges.

The lowdown on pricing

Get a car loan with competitive interest rates

How competitive is our pricing? We've got rates we're sure you'll love. But don't take our word for it — apply for your personalised loan and decide what's best for you.

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Budget with confidence

Estimate Your Loan with Our In-App Simulation Tool

Ready to plan your car credit?

Use our in-app loan simulator to explore your car loan options. Adjust the loan amount and repayment term to estimate your monthly payments and total cost — so you can choose what works best for your budget.

Simulate your loan

Secure banking you can trust

Whether you're applying for a loan or managing your bank account, get top-level protection powered by a 2,500-strong fraud prevention team. It's easy to see why 70+ million global customers stick with us.

We're here to help, 24/7

Whether you want to browse our Help Centre for solutions or speak to us directly via in-app chat, we've got you.

For whatever life throws at you

Other ways to use your Revolut loan

Whether you're buying a new car, making home improvements, or travelling the world, we're here to back you up.

Why take out a loan with Revolut?

We'll let our customers answer that one. Read our reviews and get the scoop directly from those who know us best.

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4.7 / 5

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Popular loan amounts

2,000 EUR
4,000 EUR
5,000 EUR
7,000 EUR
10,000 EUR
15,000 EUR
20,000 EUR
30,000 EUR

All your questions, answered

Car loan FAQs

  • A car loan is a type of loan that allows you to borrow the money you need to buy a vehicle. It lets you cover the cost of the vehicle either fully or partially, then repay the loan over a specified period of time with interest. With Revolut, you can apply for a personal loan and use it to fund a car purchase, just as you would use a car loan for that purpose. Our personal loans are available for various uses, except for business purposes, investments, and gambling. Although our personal loan is not a linked credit, we'll ask you what you plan to use the borrowed money for when you apply. Check out our Help Centre to find out what you can use your personal loan for.
  • At Revolut, a loan that you use for a car purchase is considered an unsecured personal loan. This means you don't need to offer any collateral as security in case you're unable to repay your loan. However, missed payments will affect your credit history, and you'll need to pay penalty interest.
  • You most likely won't be eligible for a loan with us if you have a bad credit history or current overdue debts. We'll run a credit check when you apply.
  • To qualify for a Revolut loan, you need to meet several requirements and eligibility criteria, which vary depending on your country. Check out our Help Centre to learn more about loan eligibility in your region. You'll also need to provide all the necessary documentation shown in-app when you apply. We'll run a credit check to make sure you have a good credit score and stable income. Find out more about how we determine if you qualify for a loan.
  • Applying for a Revolut loan is quick and easy. It should only take a few minutes to fill out your form, get our decision, and receive an offer if your application is approved. Sometimes, additional documents such as proof of income may be required. In these cases, it can take a little longer. We'll notify you if this happens. Visit our Help Centre for more on the loan application process.
  • Yes, it's possible to get a loan for a car purchase with Revolut. If you meet all eligibility criteria and your application is successful, we'll send you a loan offer for you to review. Once you accept, we'll add the loan amount to your Revolut account, and you can use the money you borrow for a car purchase.

  • You can apply for a Revolut loan in just a few steps.

    1. If you haven't already, download the Revolut app and sign up to open a bank account.
    2. Go to Accounts under your balance on the home screen and tap + Add new.
    3. Scroll down, tap Credit, then select Personal loan.
    4. Fill out the online assessment by answering a few quick questions about your income, what you plan to use your loan for, and your overall financial situation.
    5. If your application is approved, we'll send you a loan offer for you to review.
    6. Once you accept our offer, we'll add the money directly to your Revolut account.

  • There's no single ideal length for a car loan, as the best repayment period truly depends on your personal financial situation and the specifics of the loan.

    What works for one person might not suit another. It all comes down to finding a monthly repayment that fits your budget while keeping overall costs manageable.

    Here are a few things to consider:

    • Loan amount: bigger loans often need longer terms to keep monthly payments affordable.
    • Monthly budget: shorter terms mean higher payments, while longer terms reduce the amount you pay each month.
    • Total cost of loan: shorter terms typically mean less interest overall, but longer terms offer more flexibility in your monthly budget.

    The best way to determine the ideal length for your car loan is to use the Revolut in-app loan simulator.

    You can quickly adjust the loan amount and term to see how your payments and total costs change — and choose the plan that works best for you.

    Simulate your credit in-app.

Your next move, financed

Explore More Flexible Revolut Loan Options

From making big dreams a reality to navigating everyday needs, Revolut offers flexible and accessible loan solutions designed to support your journey.

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Offer may vary based on the information that will be included in the application.

SECCI and Terms and Conditions available at https://ravolut.com/it-IT/. Subject to approval by Revolut Bank UAB.

Representative Example:

Total amount of credit €2,000 to be repaid in 12 instalments of €177.23 each month, fixed TAN 11.50%, fixed APR 12.05%. Total cost of credit equal to €126.76. Total amount owed by the consumer €2,126.76