Credit Cards

Credit you can score with

Easy applications. Flexible repayments. RevPoints¹ you can redeem for Airline Miles, Gift Cards, and Stays. Meet your new top-of-wallet card.

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Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to €10,000, and get a quick decision.

  2. Order your card

    Order your physical card, or spend right away with a virtual one.

  3. Repay flexibly

    Enjoy an interest-free grace period of up to 62 days², with low rates and no hidden fees.

Get RevPoints¹ for every €1 spent

Don’t let your spending go unrewarded. Get up to 1.5 RevPoints per €1 spent (earn rate available on Ultra plan) and redeem your points for Airline Miles, Gift Cards, and Stays — making your money go further.

Apply now
Redeem your points for Gift Cards from top brands.Redeem your points for Gift Cards from top brands.
Get 1 air mile per point, and redeem across 30+ airlines.Get 1 air mile per point, and redeem across 30+ airlines.
Redeem your points for Gift Cards from top brands.Redeem your points for Gift Cards from top brands.
Book your trip for less with +2 Million properties on Stays.Book your trip for less with +2 Million properties on Stays.
Book your trip for less with +2 Million properties on Stays.Book your trip for less with +2 Million properties on Stays.

Get more from your card with Plans

Upgrade your plan to get more RevPoints per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Discover Credit Cards

Fees and paid plan T&Cs apply.

Repay your way

Managing your spend couldn’t be simpler with convenient repayment options.

Choose to make a full repayment with no interest, or pay a custom or minimum amount and carry over the remaining balance, which will accrue interest.³

Plus, make your repayments on time, and enjoy a longer interest-free grace period of up to 62 days. The lower the amount that you repay, the higher the interest will be.

Apply now

Peace of mind with every purchase

Control your credit repayments with confidence — receive notifications about any upcoming payments, freeze your card anytime, and use card controls for more secure spending.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ RevPoints are a loyalty feature linked to your Revolut plan, not a benefit of your credit card. Credit Cards and Plans are separate products — you don’t need to change your plan to apply. RevPoints require activation.

² Grace period refers to the period during which interest is accrued but not charged on purchases. The period runs from the first day of the billing cycle or the first day of the month, until the next due date or the last day of the next calendar month. You need to repay in full by the due date or the end of the grace period to avoid being charged interest.

³ Representative example: get a €4,100 credit limit with an annual fixed interest rate of 15% by signing an open-ended contract. Assuming that you use the credit limit for 3 months, the total amount payable will be €4,255.01, while the APR (Annual Percentage Rate) will equal 16.08%. If you use your credit, the minimum monthly payment will be 3% of the used credit but not less than €10 and accrued interest (if any). There won’t be any monthly payments or any interest if you don’t use the credit.

What is the effective APR? (APR: annual percentage rate) — the effective rate charged for your loan, which includes the total interest rate plus any additional fees and charges.

Credit is a commitment and must be repaid. Check your ability to repay before committing yourself. All credit card applications are subject to approval.