Apply for a loan
Invest in your future with our personal loans. Apply to borrow money in a minute, with a representative APR of 8,3% and a fixed interest rate. Join 70+ million global customers who trust us for all things money.
How to get a loan with Revolut
When the unexpected happens and you need a little extra money, we've got you covered.
- 1
Open your Revolut app
Make sure your Revolut app is updated to the latest version and go to the home screen. If you're new to Revolut, download our app for iOS or Android, then sign up to open an account.
- 2
Fill out your application
Tap Accounts on your home screen, then tap + Add new. Scroll down, choose Credit, and select Personal loan to start your application.
- 3
Get your loan
If your application is approved and you accept our offer, we'll add the loan amount to your Revolut bank account.
Am I eligible for a personal loan?
Here are some of the things we check when you apply for a Revolut loan, although we may also consider other factors. To be eligible, you need to:- be a permanent resident in Lithuania
- be at least 18 years old
- be a Revolut Bank UAB customer
- submit a form of ID issued in Lithuania, such as a passport, an identity card, a driving licence, or a residence permit (either permanent or temporary)
- have sustainable income and no overdue debts
Simple and speedy
Your instant loan application
Apply nowBorrow in a few taps
Apply for up to €35,000, and get a quick decision.
Spend it your way
Once approved, get your money in seconds, and kickstart your projects.
Repay flexibly
Pay it back early, or change repayment dates — for free.
Apply for a bank loan today
Borrowing money should be clear and simple — that's exactly what you get with our personal loans. But Revolut offers so much more than that. Check out our reviews and see for yourself why 70+ million global customers trust us for all things money.
Flexible loans, for whatever’s next
For goals big or small, get a loan that’s tailored to your needs. Borrow between €1,000 and €35,000, extend your repayment term by up to 10 years, and see when your next instalment’s due, in a few taps.
Get low interest rates with your online loan
We offer competitive and fixed interest rates, with a representative APR of 8,3%.
Apply for your personalised loan and decide what's best for you.
Check it out
No additional fees when you borrow money online with Revolut
Getting a loan means investing in your future. Make that commitment confidently with Revolut. You'll see all costs and terms upfront — low interest rates, no other fees, no small print.
Manage your loan in-app
Customise repayment dates to suit your salary cycle. Repay ahead of time to save on interest. And check your statements and schedules — all in one place.
Download our app
Estimate Your Loan with Our In-App Simulation Tool
Use our in-app loan simulator to explore your personal loan options. Adjust the loan amount and repayment term to estimate your monthly payments and total cost — so you can choose what works best for your budget.
Estimate in-app
Why take out a loan with Revolut?
We'll let our customers answer that one. Read our reviews and get the scoop directly from those who know us best.
4.7 / 5
Need a little more help?
Personal loans application FAQs
You can apply for a personal loan instantly. The application process with Revolut is designed to be fast and simple, taking only a few taps to complete.
However, while the application itself is instant, the decision on your loan may take some time as we need to review your information. We work to provide a decision as quickly as possible.
You most likely won't be eligible for a loan with us if you have a bad credit history or current overdue debts. We'll run a credit check when you apply.
To qualify for a Revolut loan, you need to meet several requirements and eligibility criteria, which vary depending on your country. Check out our Help Centre to learn more about loan eligibility in your region.
You'll also need to provide all the necessary documentation shown in-app when you apply. We'll run a credit check to make sure you have a good credit score and stable income. Find out more about how we determine if you qualify for a loan.We carry out a credit check to determine your eligibility.
All legitimate lenders, including Revolut, are required to perform a credit check to assess your financial situation and your ability to repay the loan responsibly. This credit check may impact your credit score.
You can apply for a loan in 4 steps.
- Download the Revolut app and sign up for an account
- Be a Revolut Bank UAB customer for at least 30 days and make sure your personal information is up-to-date in your Revolut account
- Go to Accounts below your balance, tap Add new, and select Personal loan to complete your online assessment
- You'll get a decision in minutes. If you're eligible for the loan and you accept our offer, we'll add the money directly to your Revolut account
- If you're struggling to make a repayment or think you might struggle to do so in the future, please contact us via chat or email. We’re here to help, and we’ll discuss ways you can manage your repayments.
You can borrow a personal loan with Revolut for amounts ranging from €1,000 up to €35,000. The final amount you can borrow is a personalized offer that depends on several factors, including your individual financial situation, credit history, and ability to comfortably repay the loan. You will see your specific offer during the application process.
Yes, it is possible to have more than one personal loan with Revolut. Whether you are approved for an additional loan depends on a review of your current financial situation, your ability to repay the new loan, and our lending criteria. You can check your eligibility for another loan by applying through the Revolut app.
The documents required to apply for a loan with Revolut can vary depending on your country and individual circumstances. Typically, the application process is streamlined, and we may only need to verify your identity and employment details.
In most cases, you will need to provide:
- A valid ID (e.g., passport or national ID card)
- Proof of address
- Proof of regular income, which may include recent payslips or bank statements.
The Revolut app will guide you through the process and let you know exactly which documents are needed to complete your application.
The main difference between a loan and credit is how the money is accessed and repaid.
A loan is a lump sum of money you receive all at once. You repay the full amount, plus interest, over a fixed period of time on a set schedule. Examples include personal loans or mortgages.
Credit is a flexible limit of funds you can borrow from as needed. You only pay interest on the amount you actually use, not the total credit limit. Examples include credit cards or a line of credit.