Receive money

There's generally no maximum amount of money you can receive into your Revolut account via bank transfer. However, some sending services, like other banks or payment platforms, may have their own daily or per-transaction limits that are beyond our control.

For card top-ups, there are specific limits that are not publicly disclosed for security reasons. These limits are set automatically by our system and adjust as you continue to use your account.

For transfers between Revolut customers, there are typically no limits.

For very large transfers, we may require additional information or documents to comply with regulations. If this is the case, our team will reach out to you directly in-app to guide you through the process.

We use two-factor authentication to make sure you're the only one who can log in to your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our always-on security systems. Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.

Here's how you can learn more:

1. Open the Revolut app
2. Click on your profile icon on the home screen
3. Scroll to the bottom of the page and see which Revolut entity shows up
4. Go to our Help Centre to read more on your Revolut entity and how we keep your money safe

The details you need depend on the type of transfer you're expecting.

• For payments from a non-Revolut bank account, you'll need to provide the sender with your account details. This may include your SWIFT code and your full name.
• For payments from another Revolut customer, you can simply share your phone number or your Revtag (a unique username). No bank details are needed.

All of your account details can be found easily in-app. Simply go to the Accounts tab, select the currency you wish to receive, and tap Details to find everything you need.

The speed of your transfer depends on where the money is coming from.

• Revolut-to-Revolut transfers: money sent from another Revolut customer usually arrives in seconds.
• Local bank transfers: with local transfers, it usually takes one business day for a recipient to receive a wire transfer.
• ACH payments: it can take up to 5 business days to receive money via ACH.
• International transfers: the time for an international transfer (via SWIFT) can vary. Receiving money from abroad generally takes up to 2 business days.

We'll notify you with an in-app notification as soon as the funds arrive in your Revolut account.

Revolut offers several simple ways to receive money, depending on the sender's location and preferred method. You can receive money from other Revolut customers, local and international bank accounts, and even through payment links.

To receive money, you just need to share the correct details with the sender.

• From another Revolut customer: simply give the sender your phone number or unique username (Revtag). They can find you in their contacts and send money right away and with no fees.
  
• From a local bank account: provide the sender with your local account details, such as your account number and sort code.

How to receive international money transfers

For international transfers from a non-Revolut bank, you'll need to provide the sender with your international account details.

• Find your details: in the Revolut app, go to Accounts, select the currency you wish to receive, and tap Details to find your SWIFT code
  
• Share your details: provide these details to the sender so they can initiate a bank transfer from their local bank
  

We'll notify you when the money arrives, and you'll have full control to spend, exchange, or transfer it as you wish.

The best way to receive money from abroad depends on your situation and the sender's preferences. Revolut offers several fast and easy ways to get paid.

Revolut-to-Revolut payments

If the sender also has a Revolut account, this is the fastest and easiest option. They can send you money in seconds, and there are no fees. All they need is your phone number or Revtag. This is the best option for payments from friends or family members on Revolut.

International bank transfers

You can receive a traditional bank transfer from any bank in the world. Simply provide your international account details (like your IBAN and SWIFT/BIC code) to the sender. This method is the best for receiving money from a business, a salary from an international employer, or any other large sum of money. While it can take a few business days, it's a secure and reliable way to get paid.

Receiving card payments

Freelancers and business owners can receive payments directly to their Revolut account via a payment link or a virtual terminal. This is a great way to accept card payments from clients, regardless of their location.

No matter which method you choose, Revolut will notify you when your money arrives, and you'll have full control to spend, exchange, or transfer it as you wish.

With Revolut, receiving money is just as easy as sending it. To receive international transfers, select the currency account you'd like the incoming transfer to go to, tap the SWIFT tab to find your details, and give the sender those details.

Other Revolut customers can also send money directly to your Revolut account in 25+ currencies.