Send money by wire transfer

A wire transfer is a type of bank transfer that's generally used for time-sensitive domestic payments in the USA. These types of transfers are made through 2 Federal Reserve systems: Fedwire and the Clearing House Interbank Payments System (CHIPS).

They allow you to send money in USD directly to another bank account in the USA, and they typically arrive within 1 business day.

Learn more about other types of bank transfers.

Wire transfers and ACH transfers are two different methods for transferring money electronically. Both are types of bank transfers used to send money locally to an account in the USA, but they're processed differently.

ACH transfers are commonly used for everyday domestic payments like direct deposits. They're processed through the National Automated Clearing House Association, and they can take 2 to 5 business days to arrive.

Wire transfers are generally used for time-sensitive domestic payments. They're made through 2 Federal Reserve systems: Fedwire and the Clearing House Interbank Payments System (CHIPS). They usually arrive in 1 business day, so they're great if you need to send money quickly.

Learn more about different types of bank transfers.

Domestic wire transfers generally arrive within 1 business day, whereas everyday local bank transfers made via ACH can take between 2 and 5 days. This makes wire transfers a good option if you need your money to get there quickly.

You'll pay a flat fee of $10 when you send a wire transfer with Revolut. You'll see all costs in-app before you send.

Heads up — external and intermediary banks may charge fees that we can't predict.

To send a wire transfer, you'll need your recipient's bank account number, Fedwire routing number, and their full name. We may also ask you for some additional information, like their city and phone number.

To send a wire transfer with Revolut, just follow these steps:

1. Download our Android or iOS app for free, then sign up.
2. Add money to your Revolut account via card, bank account, Apple Pay or Google Pay, and more.
3. Go to Payments on your home screen, and tap the plus symbol in the top-right corner.
4. Select Bank recipient, and choose Wire next to Recipient details.
5. Add your recipient's details and your transfer amount.
6. Check the costs and estimated delivery times — you'll see these before you send.
7. Tap Send, and we'll do the rest.

See more on how to send a bank transfer.

We currently don't support international wire transfers, but you can send money abroad via SWIFT in the Revolut app.

SWIFT is a different payment network designed to simplify international money transfers. You can send money to bank accounts in 140+ countries worldwide, in just a few taps.

All you have to do is enter your recipient's country, currency, and account details, then tap Send. You'll see all costs and estimated delivery times before you send.