Send money with Apple Pay

Adding money to your Revolut account with Apple Pay is a quick and easy way to send money. Just follow these steps:

1. Download the Revolut app on your iPhone, then sign up
2. Select your main currency account on your home screen, then tap Add money
3. Choose Apple Pay and enter your deposit amount
4. Go to Payments on your home screen, choose your transfer method, and enter your transfer amount
5. Check out our rates and fees in-app
6. Add your recipient's details
7. Tap Send and stay up to date on the status of your transfer in-app

See more on how to send money.

You can add money to your Revolut account instantly with Apple Pay.

After that, the time it takes for your money transfer to arrive depends on factors like the destination country, currency, and transfer method.

You'll be able to see the estimated arrival time in-app before you send and track the status of your transfer.

How long do international bank transfers take?

International bank transfers from the USA generally arrive within 3–5 business days. Occasionally, external banks may experience delays that we can't foresee, and your transfer could take longer than expected.

How long do local bank transfers take?

Local bank transfers in the USA generally arrive in 2–5 business days via ACH. Domestic wire transfers usually arrive in one business day. You can choose between these 2 types of local bank transfers in-app and compare estimated arrival times.

How fast are Revolut-to-Revolut transfers?

Transfers to other Revolut customers usually arrive in 20 seconds or less.

You won't pay any fees for adding money to your Revolut account with Apple Pay.

But, when you send money that you've added with Apple Pay, there are 2 types of costs to keep an eye out for: currency exchange fees and transfer fees.

These may or may not apply, depending on the country you're sending to, the currency, and when you're making your transfer. You'll see all costs in-app before you send.

Currency exchange rates and fees

If you're sending money to a bank account outside the USA, the recipient will most likely use a currency different from your own. This means your transfer will probably involve currency conversion. Before you send an international bank transfer, check out our exchange rates in-app.

You may also pay a currency exchange fee. This depends on your plan, the amount you're sending, and the time of your transfer.

Bank transfer fees

Depending on the transfer method you choose, you may also pay a small transfer fee.

You won't pay any additional transfer fees when you send an ACH transfer in the USA. If you choose a wire transfer instead, you'll pay a flat fee of $10.

For international transfers to a bank account outside the USA, you'll pay a small transfer fee that's calculated in real-time based on your amount, currency, and destination. You'll get discounts on international transfer fees with our Premium and Metal plans.

Heads up — external and intermediary banks may charge fees that we can't predict.

No Revolut-to-Revolut transfer fees

You can send money to friends on Revolut in 25+ currencies, with no transfer fees from us.

Here are some other ways you can add money to your account:

• Bank transfer
• Card
• Google Pay for Android
• Transfers from other Revolut customers
• Direct deposit
• Cash deposit at available locations

We use two-factor authentication to make sure you're the only one who can log into your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our always-on security systems.

Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.

Learn more about how we keep your money safe.