© Revolut Bank UK Ltd 2026 If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. Revolut Bank UK Ltd is registered in England and Wales (Registered No. 12871051). Registered address: 30 South Colonnade, London, E14 5HX. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register No. 981170).Revolut Ltd (No. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 30 South Colonnade, London E14 5HX, United Kingdom. Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. Investment services are provided by Revolut Trading Ltd (No. 11567840), which is authorised and regulated by the Financial Conduct Authority (FRN: 933846). We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. Revolut&#39;s commodities service is not regulated by the FCA.

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This page was updated on 16 December 2025. This version will apply from 17 February 2026. You can view the previous version <a href="https://ravolut.com/legal/business-scale-fees/history/">here</a>.<h1>Subscription Summary</h1><table><thead><tr><td width="185.0" >Plan fee</td><td width="185.0" >Plastic Card</td><td width="185.0" >Metal Card</td><td width="185.0" >ATM withdrawals</td></tr></thead><tbody><tr><td width="185.0" >£125 per month or £1,080 per year. If you downgrade within the first 14 days of your plan starting without having used any benefits available under the plan, we will issue you a refund.</td><td width="185.0" >First Plastic CardFree: Each Authorised Person receives one free plastic card.Delivery fees: A card delivery fee may apply. This will be clearly shown in the app when you order your card. Additional Plastic CardsCost: Additional plastic cards can be purchased for £4.99 each. Delivery fees: You&#39;ll see the delivery fee for each additional card clearly displayed in the app as you place your order. Custom cards: You can customise your plastic cards, subject to availability. Any applicable customisation fee will be shown in the app.</td><td width="185.0" >2 free Metal cards per business.Delivery fees: A card delivery fee may apply. This will be clearly shown in the app when you order your card. Custom cards: You can customise your Metal cards, subject to availability. Any applicable customisation fee will be shown in the app. If you close your Revolut for Business account or downgrade your plan within 3 months of starting your plan, you’ll need to pay us back for the Metal cards outside the allowance of your new lower plan. </td><td width="185.0" >2% fee on all withdrawals. You can withdraw up to £10,000 per 24 hours (or the equivalent in other currencies). </td></tr></tbody></table>

<h1>Allowances and fees - Payments</h1>Your plan comes with the following free allowances for payments. If you use up your plan allowance, you’ll pay the fee stated in the table below.<table><thead><tr><td width="246.7" >Type of Payment</td><td width="246.7" >Plan allowance</td><td width="246.7" >Flat fee outside of plan allowance</td></tr></thead><tbody><tr><td width="246.7" >Revolut to Revolut Transfers</td><td width="246.7" >Unlimited.</td><td width="246.7" >Not Applicable.</td></tr><tr><td width="246.7" >Local transfers (transfers in GBP, EUR and CHF)</td><td width="246.7" >1000 per month.</td><td width="246.7" >£0.2 per additional transfer. </td></tr><tr><td width="246.7" >International transfers</td><td width="246.7" >25 per month.</td><td width="246.7" >£5 per additional transfer.</td></tr><tr><td width="246.7" >Incoming Fedwire transfers received to the local USD account (if this is available to you in the app)</td><td width="246.7" >0 per month - a fee is payable on all payments.</td><td width="246.7" >All incoming Fedwire transfers are billed at £8 per transfer, starting with the first transfer. </td></tr><tr><td width="246.7" >Card transfers - transfers made to a supported non-Revolut card number.</td><td width="246.7" >0 per month - a fee is payable on all payments.</td><td width="246.7" >Fees are subject to a minimum fee depending on the country of the recipient. Fees are calculated in real time and shown to you in the app before you confirm the payment. Please see our pricing page <a href="https://ravolut.com/legal/Card-Transfer-Fees-Business">here</a> for more information.</td></tr><tr><td width="246.7" >Guaranteed SWIFT (OUR) - bank transfers made on a route where the Guaranteed SWIFT (OUR) transfer feature is available and you choose to use it. </td><td width="246.7" >0 per month - a fee is payable on all payments.</td><td width="246.7" >The fee depends on the Base Currency of your Account and can change from time to time.You can see our current fees on our pricing page <a href="https://ravolut.com/legal/guaranteed-swift-our-transfers">here</a> and in the app before the transfer is completed.</td></tr><tr><td width="246.7" >Automated Clearing House (ACH) - any outbound bank transfer in the USA that is processed by the ACH network. ACH transfers are direct payments between bank accounts and typically take 2-5 business days to process.</td><td width="246.7" >0 per month - a fee is payable on all payments.</td><td width="246.7" >0.2% of the transfer amount charged in GBP (or local currency of your business), subject to a minimum fee of £0.5 (or equivalent in local currency).</td></tr></tbody></table> <h3>Fees for our payment processing products</h3>The table below shows the fees we charge for our payment processing products. Fees are payable on all transactions and there is no free allowance.Our fees are made up of two components; the variable fee which depends on the transaction value and the flat fee which depends on the Base Currency of your Account. These fees apply regardless of the method you use to process the payment. For example, our fee for “Online Card Transactions” applies to all online card transactions, in your own checkout, using <a href="https://ravolut.com/legal/payment-terms-paylinks">Payment Pages</a>, or otherwise.<table><thead><tr><td width="246.7" >Type of Payment</td><td width="246.7" >Variable fee (% of the payment)</td><td width="246.7" >Flat fee in your country and Base Currency</td></tr></thead><tbody><tr><td width="246.7" >Online Card Transactions</td><td width="246.7" >Payments from UK consumer cards:1% of the transaction value(Mastercard and Visa) 1.7% of the transaction value (American Express) Payments from any other cards:2.8% of the transaction value</td><td width="246.7" ><ul><li>UK (GBP): £ 0.20</li><li>Eurozone (EUR): € 0.20</li><li>Denmark (DKK): Kr 1.70</li><li>Poland (PLN): zł 1.0</li><li>Sweden (SEK): Kr 2.40</li><li>Czech Republic (CZK): Kč 6.00</li><li>Hungary (HUF): Ft 80.00</li><li>Bulgaria (BGN): Лв 0.40</li><li>Romania (RON): lei 1.20</li><li>Norway (NOK): Kr 2.40</li></ul></td></tr><tr><td width="246.7" >Revolut Pay Online Transactions</td><td width="246.7" >1% of the transaction value</td><td width="246.7" >As above</td></tr><tr><td width="246.7" >Open Banking</td><td width="246.7" >1% of the transaction value(capped at GBP/EUR 5)</td><td width="246.7" >As above</td></tr><tr><td width="246.7" >In person Card Transactions (Revolut Reader or Revolut Terminal)</td><td width="246.7" >Payments from UK consumer cards:0.8% of the transaction value (Mastercard and Visa) 1.7% of the transaction value (American Express) Payments from any other cards:2.6% of the transaction value</td><td width="246.7" ><ul><li>UK (GBP): £ 0.02</li><li>Eurozone (EUR): € 0.02</li><li>Denmark (DKK): Kr 0.15</li><li>Poland (PLN): zł 0.10</li><li>Sweden(SEK): Kr 0.25</li><li>Czech Republic(CZK): Kč 0.60</li><li>Hungary (HUF): Ft 10.00</li><li>Bulgaria (BGN): Лв 0.05</li><li>Romania (RON): lei 0.12</li><li>Norway(NOK): Kr 0.25</li></ul></td></tr><tr><td width="246.7" >Revolut Pay In-store Transactions</td><td width="246.7" >0.5% of the transaction value</td><td width="246.7" >As above</td></tr><tr><td width="246.7" >Tap to Pay</td><td width="246.7" >Payments from UK consumer cards:0.8% of the transaction value (Mastercard and Visa)1.7% of the transaction value (American Express)Payments from any other cards:2.6% of the transaction value</td><td width="246.7" >UK (GBP): £0.10</td></tr></tbody></table> <h3>Merchant Rewards</h3><table><thead><tr><td width="370.0" >Where you are offering the Merchant Reward</td><td width="370.0" >Fees</td></tr></thead><tbody><tr><td width="370.0" >In-store Revolut Pay transactions</td><td width="370.0" >No fee</td></tr><tr><td width="370.0" >Online Revolut Pay transactions</td><td width="370.0" >We will agree the fee for each eligible transaction with you before you offer the Merchant Reward. </td></tr></tbody></table> <h3>Revolut Business features and apps</h3>Access to business features and apps is subject to plan availability. Some fees are only incurred for “active” team members. A team member becomes “active” when they start using a product feature or app (as set out in the table below) and remains active until their permission to use the feature or app is removed. You will be charged for any team members who have been active in the preceding billing period.<table><thead><tr><td width="370.0" >Type of Business app</td><td width="370.0" >Fees</td></tr></thead><tbody><tr><td width="370.0" >Expenses app</td><td width="370.0" >£8 per active team memberA team member becomes active after they’ve submitted their first expense.</td></tr><tr><td width="370.0" >Payroll app</td><td width="370.0" >£3 per active team memberA team member becomes active after the Account Owner confirms that team member’s first pay run per billing cycle.</td></tr></tbody></table> <table><thead><tr><td width="370.0" >Type of Business feature</td><td width="370.0" >Fees</td></tr></thead><tbody><tr><td width="370.0" >Revolut ePOS</td><td width="370.0" >None</td></tr><tr><td width="370.0" >FX Forwards </td><td width="370.0" >Fee charged per FX Forward contract0.8% of contract value for USD, GBP, EUR paired with each other in any combination.1.5 % for USD, GBP, EUR paired with another currency (not USD, GBP, EUR).The fee charged is negotiable and can be lowered for certain clients depending on internal credit checks, and based on the size of the contract. Fee charged on contract cancellation0.8% of contract value for USD, GBP, EUR paired with each other in any combination.1.5 % for USD, GBP, EUR paired with another currency (not USD, GBP, EUR).Since the value of the FX Forward contracts are driven by market value, we may charge the mark to market difference (which could be positive or negative) due to any potential loss we may have incurred because of your decision to close the contract early.</td></tr></tbody></table> <h3>Exchanging money currencies</h3>Your plan comes with the following free FX allowance. You will pay the stated fees if you exceed this allowance or if you exchange outside of foreign exchange market hours.<table><thead><tr><td width="185.0" >Foreign exchange</td><td width="185.0" >Allowance</td><td width="185.0" >Flat fee where allowance exceeded</td><td width="185.0" >Additional fees</td></tr></thead><tbody><tr><td width="185.0" >Exchanging money currencies</td><td width="185.0" >£60k per month </td><td width="185.0" >0.6% fee where you exceed your allowance</td><td width="185.0" >1% if you’re exchanging money outside of foreign exchange market hours</td></tr></tbody></table>Whenever you make a money currency exchange using Revolut Business, we use our simple and transparent pricing formula of real rate + any fees (see the above table) = total cost. We use the interbank rate for money currency exchanges. This is a variable exchange rate.The additional fees we may charge depend on the parameters of your exchange (like the time when you’re exchanging currencies). You can see what these fees are in the app. They are also set out in the table above. <h3>Exchanging cryptocurrencies</h3>Please click <a href="https://ravolut.com/legal/exchangingcryptocurrenciesbusinessfees">here</a> for the &#39;Exchanging cryptocurrencies&#39; crypto fees.

<h1>Merchant Chargebacks</h1>The amount of the chargeback fee depends on the currency of the original transaction, as set out below:<ul><li>AED: 70</li><li>AUD: 30</li><li>BGN: 35</li><li>CAD: 25</li><li>CHF: 20</li><li>CLP: 20000</li><li>COP: 80000</li><li>CZK: 470</li><li>DKK: 130</li><li>EUR: 15</li><li>GBP: 15</li><li>HKD: 150</li><li>HUF: 6000</li><li>ILS: 70</li><li>INR: 1500</li><li>ISK: 2500</li><li>JPY: 2000</li><li>KRW: 25000</li><li>MXN: 450</li><li>NOK: 200</li><li>NZD: 30</li><li>PHP: 1000</li><li>PLN: 80</li><li>QAR: 70</li><li>RON: 85</li><li>RUB: 1400</li><li>RSD: 2000</li><li>SAR: 70 </li><li>SEK: 200</li><li>SGD: 30</li><li>THB: 600</li><li>TRY: 130</li><li>USD: 20</li><li>ZAR: 350</li></ul>There is more information about disputes and chargebacks in our <a href="https://ravolut.com/legal/business-acquiring">Payment Processing Services Agreement</a>.

<h1>Arbitration Loss Fee</h1>If you decide to pursue a chargeback claim to the arbitration stage and lose, a flat fee will be charged as described in the table below. The amount of the fee is determined by the base currency of your Account. This fee reflects the minimum cost we have to pay to card schemes in such instances. We will notify you of any changes to this fee in accordance with the rules set out in our <a href="https://ravolut.com/legal/business-acquiring">Payment Processing Services Agreement</a>.<table><thead><tr><td width="370.0" >Account Base Currency</td><td width="370.0" >Amount</td></tr></thead><tbody><tr><td width="370.0" >UK (GBP)</td><td width="370.0" >£475</td></tr><tr><td width="370.0" >Eurozone (EUR)*</td><td width="370.0" >€475</td></tr><tr><td width="370.0" >Denmark (DKK)</td><td width="370.0" >Kr 4,500</td></tr><tr><td width="370.0" >Poland (PLN)</td><td width="370.0" >zł 2,500</td></tr><tr><td width="370.0" >Sweden (SEK)</td><td width="370.0" >Kr 6,750</td></tr><tr><td width="370.0" >Czech Republic (CZK)</td><td width="370.0" >Kč 15,200</td></tr><tr><td width="370.0" >Hungary (HUF)</td><td width="370.0" >Ft 243,397</td></tr><tr><td width="370.0" >Bulgaria (BGN)</td><td width="370.0" >Лв 1200</td></tr><tr><td width="370.0" >Romania (RON)</td><td width="370.0" >lei 3000</td></tr><tr><td width="370.0" >Norway (NOK)</td><td width="370.0" >Kr 7,000</td></tr></tbody></table>There is more information about disputes and chargebacks in our <a href="https://ravolut.com/legal/business-acquiring">Payment Processing Services Agreement</a>.

<h1>Billing Cycle</h1>You will be billed for your plan fee monthly or yearly, depending on the choice you made when you signed up to your plan. All other fees will be billed monthly.Your billing cycle is monthly, beginning on the monthly anniversary of the day you signed up to your plan. Your allowances will reset each billing cycle. If you decide to change plan mid-billing cycle, your subscription will start again and your allowances will be reset according to your new plan immediately. We won’t refund any of the monthly subscription you paid.

Note: If a fee is stated in a currency other than the base currency of your account, it will be charged in your base currency. This conversion is made and fixed using a reasonable exchange rate at the time each individual fee is set. This prevents fees fluctuating.

Business fees (Scale)