Terms & Policies

Restricted Investor Statement

Restricted Investor Statement


Putting all your money into a single business or type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well.

You should not invest more than 10% of your net assets in high risk investments. Doing so could expose you to significant losses.

For the purposes of this statement, net assets do NOT include: your home (primary residence), your pension (or any pension withdrawals) or any rights under qualifying contracts of insurance.

For the purposes of this statement high-risk investments are: peer-to-peer (P2P) loans; investment based crowdfunding; units in a long-term asset fund; cryptoassets (such as bitcoin); cryptoasset exchange traded notes; and unlisted debt and equity (such as in companies not listed on an exchange like the London Stock Exchange).

I confirm that I qualify as a Restricted Investor on the basis that the following applies to me:

  • In the past twelve months I have invested less than 10% of my net assets in high-risk investments (as defined above)
  • In the next twelve months I intend to limit my investment in high-risk investments (as defined above) to less than 10% of my net assets.

I accept that being a restricted investor will expose me to promotions for investment where there is a risk of losing all the money I invest. I am aware that open to me to seek professional advice before making an investment in a high-risk investment.