© Revolut Bank UK Ltd 2026 If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. Revolut Bank UK Ltd is registered in England and Wales (Registered No. 12871051). Registered address: 30 South Colonnade, London, E14 5HX. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register No. 981170).Revolut Ltd (No. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 30 South Colonnade, London E14 5HX, United Kingdom. Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. Investment services are provided by Revolut Trading Ltd (No. 11567840), which is authorised and regulated by the Financial Conduct Authority (FRN: 933846). We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. Revolut&#39;s commodities service is not regulated by the FCA.

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The Summary Box applies from 2 December 2025 for new accounts (the new rate will show in app when it is effective); and from 17 December 2025 for all other accounts. You can find a copy of the previous version <a href="https://ravolut.com/legal/under18-clearbank-savings-terms/history/">here</a>.<h3>Product Terms</h3>These Terms and Conditions (the “Product Terms”) are specific to your Revolut - Kids &amp; Teens Instant Access Savings account (“Revolut - Kids &amp; Teens Instant Access Savings”). They form part of your overall agreement with Revolut Ltd and ClearBank Limited. The ClearBank Revolut - Kids &amp; Teens Instant Access Savings Terms &amp; Conditions apply to the Revolut - Kids &amp; Teens Instant Access Savings which can be accessed <a href="https://ravolut.com/legal/under18-clearbank-savings-partner-terms">here</a>. You should read them alongside the <a href="https://ravolut.com/legal/clearbank-savings-terms/">Revolut Instant Access Savings Terms</a>, and the <a href="https://ravolut.com/legal/revolut-under18/">Revolut - Kids &amp; Teens Account Terms</a> (the “Revolut - Kids &amp; Teens Terms”).If anything here conflicts with another part of your agreement, these Product Terms take priority for your Revolut - Kids &amp; Teens Instant Access Savings.To be eligible to open a Revolut - Kids &amp; Teens Instant Access Savings, you must meet the criteria set out in the Revolut Instant Access Savings Terms and be a Revolut - Kids &amp; Teens account Lead Parent. The Revolut - Kids &amp; Teens Instant Access Savings is a savings account linked to your Revolut - Kids &amp; Teens account. The Revolut - Kids &amp; Teens User is an authorised user who can view the Revolut - Kids &amp; Teens Instant Access Savings balance, deposit funds into, and withdraw funds from it. We may provide tools to assist you to control the Revolut - Kids &amp; Teens User&#39;s use of the Revolut - Kids &amp; Teens Instant Access Savings, but you remain responsible for that use.You can deposit money into your Revolut Instant Access Savings from your Revolut personal account or the Revolut - Kids &amp; Teens account (the “Nominated Accounts”), and withdraw them to either account. Any withdrawal the Revolut - Kids &amp; Teens User makes will always go to the Revolut - Kids &amp; Teens account.Your Revolut - Kids &amp; Teens Instant Access Savings will terminate when the Revolut - Kids &amp; Teens User’s turns 19.We may amend these Product Terms in line with the “Changes to these Terms” section in the Revolut Instant Access Savings Terms.

<h3>Summary Box </h3> <table><thead><tr><td width="370.0" >Account Name</td><td width="370.0" >Revolut - Kids &amp; Teens Instant Access Savings (powered by ClearBank)</td></tr></thead><tbody><tr><td width="370.0" >What is the interest rate?</td><td width="370.0" >Interest is payable on this account, according to your active Revolut subscription plan:Standard Plan - 3.00% AER (variable)Plus Plan - 3.00% AER (variable)Premium Plan - 3.25% AER (variable)Metal Plan - 3.51% AER (variable)Ultra Plan - 4.00% AER (variable)Interest is calculated daily based on your end of day balance. This interest is then paid by ClearBank the next calendar day on a gross basis (i.e. before tax).</td></tr><tr><td width="370.0" >Can Revolut change the interest rate?</td><td width="370.0" >Revolut may vary the interest rates up or down. In the event of a decrease in your active rate you will be given at least 14 days’ notice. For a full list of reasons for an interest rate change, see the “Can my interest rate change?” section within the <a href="https://ravolut.com/legal/clearbank-savings-terms">Revolut Instant Access Savings (powered by ClearBank) Terms</a>.No notice will be provided in respect of changes to interest rates on changing your active Revolut subscription plan. You should confirm current interest rates (set out in the latest Summary Box published by Revolut <a href="https://ravolut.com/legal/under18-clearbank-savings-terms">here</a>) prior to upgrading or downgrading your Revolut subscription plan.</td></tr><tr><td width="370.0" >What would the estimated balance be after 12 months based on a £1,000 deposit?</td><td width="370.0" >Standard Plan - Based on an interest rate of 3.00% AER (variable), your balance would be £1030.00.Plus Plan - Based on an interest rate of 3.00% AER (variable), your balance would be £1030.00.Premium Plan - Based on an interest rate of 3.25% AER (variable), your balance would be £1032.50.Metal Plan - Based on an interest rate of 3.51% AER (variable), your balance would be £1035.10.Ultra Plan - Based on an interest rate of 4.00% AER (variable), your balance would be £1040.00.This projection is provided for illustrative purposes only and does not consider your individual circumstances. It assumes:<ul><li>that £1000 is deposited in the account at the time it&#39;s opened, and that no further deposits or withdrawals are made</li><li>the interest rates do not change</li><li>you do not upgrade/downgrade your plan</li></ul></td></tr><tr><td width="370.0" >How do I open and manage my account?</td><td width="370.0" >EligibilityTo be eligible to open a Revolut - Kids &amp; Teens Instant Access Savings, you must be, and continue to be:<ul><li>a UK Revolut personal account customer who has successfully completed our Know Your Customer checks with no restrictions;</li><li>at least 18 years of age;</li><li>a UK tax resident (you must notify us promptly if your tax residency changes);</li><li>not a US person; and</li><li>a Revolut - Kids &amp; Teens account Lead Parent. </li></ul>How to open the accountYou can apply for and manage your Revolut - Kids &amp; Teens Instant Access Savings via the Revolut App. A Revolut - Kids &amp; Teens User can also request to open a Revolut - Kids &amp; Teens Instant Access Savings account, but it must be approved by you. You may open one Revolut - Kids &amp; Teens Instant Access Savings account for each Revolut - Kids &amp; Teens account you hold (up to five in total).There is no minimum required balance to open an account. Managing your accountYou are the legal owner of the Revolut - Kids &amp; Teens Instant Access Savings account. The Revolut - Kids &amp; Teens User is an authorised user who can view the account balance, deposit funds into it, and withdraw funds from it. You are responsible for the actions performed by a Revolut - Kids &amp; Teens User on the Revolut - Kids &amp; Teens Instant Access Savings. DepositsDeposits to the Revolut - Kids &amp; Teens Instant Access Savings can be made by transferring funds from your Revolut personal account or Revolut - Kids &amp; Teens account. You can pay in any amount up to the maximum balance of £3,500. This balance counts towards the Revolut - Kids &amp; Teens account limits set out in the Revolut - Kids &amp; Teens Terms. You may earn interest on your Revolut - Kids &amp; Teens Instant Access Savings in excess of these limits. Where you have a zero balance and have not held a positive balance for at least the previous three months, we may provide one month’s notice of our intention to close your account. In the event that you do not add money to your Instant Access Savings we may terminate your account following expiry of the notice.</td></tr><tr><td width="370.0" >Can I withdraw money?</td><td width="370.0" >You can access your funds at any time – without any restrictions – via the Revolut App. Payments are usually available to spend on your Revolut account immediately.You can withdraw to the Revolut - Kids &amp; Teens account or to your Revolut personal account. Withdrawals made by the Revolut - Kids &amp; Teens User will go to the Revolut - Kids &amp; Teens account. What happens when a Revolut - Kids &amp; Teens User turns 16?When the Revolut - Kids &amp; Teens User turns 16, they may be eligible to open a Revolut personal account. As part of this, they may complete a Funds Transfer as set out in the Revolut - Kids &amp; Teens terms.Blocking withdrawals before 18You can block withdrawals by the Revolut - Kids &amp; Teens User before they turn 18. At 18, the block on withdrawals will expire and you are deemed to have authorised withdrawals from the Revolut - Kids &amp; Teens Instant Access Savings.​​Account closure at 19If the account is not closed earlier, it will be automatically closed on the Revolut - Kids &amp; Teens User’s 19th birthday, and any remaining balance held in the Revolut - Kids &amp; Teens Instant Access Savings account, will be returned to your Revolut account.</td></tr><tr><td width="370.0" >Additional information</td><td width="370.0" >Powered by ClearBankInstant Access Savings are powered by ClearBank. Revolut introduces you to, and works together with ClearBank to provide you with Instant Access Savings. When you put money into your Instant Access Savings, this amount is deposited on your behalf directly within your Financial Services Compensation Scheme (FSCS) protected account held with ClearBank.TaxDepending on personal circumstances, you may have to pay tax on the interest to HM Revenue &amp; Customs. Please seek professional tax advice if you are unsure about your tax position.AER MeaningAER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and compounded once each year.FSCS ProtectionAll eligible deposits in accounts powered by ClearBank are added up when determining your level of Financial Services Compensation Scheme (FSCS) coverage. Compensation is limited to a maximum of £120,000 per person per bank.You can find further information on coverage and eligibility under FSCS in ClearBank’s FSCS Information Sheet and list of exclusions accessible <a href="https://ravolut.com/legal/clearbank-fscs-information-sheet">here</a>. For more information about the compensation provided by the FSCS please visit: <a href="https://www.fscs.org.uk/">https://www.fscs.org.uk</a>.</td></tr></tbody></table>

Revolut - Kids & Teens Instant Access Savings - Product Terms and Summary Box

Revolut - Kids & Teens Savings Product Terms and Summary Box

The Summary Box applies from 2 December 2025 for new accounts (the new rate will show in app when it is effective); and from 17 December 2025 for all other accounts. You can find a copy of the previous version <a href="https://ravolut.com/legal/under18-clearbank-savings-terms/history/">here</a>.<h3>Product Terms</h3>These Terms and Conditions (the “Product Terms”) are specific to your Revolut - Kids &amp; Teens Instant Access Savings account (“Revolut - Kids &amp; Teens Instant Access Savings”). They form part of your overall agreement with Revolut Ltd and ClearBank Limited. The ClearBank Revolut - Kids &amp; Teens Instant Access Savings Terms &amp; Conditions apply to the Revolut - Kids &amp; Teens Instant Access Savings which can be accessed <a href="https://ravolut.com/legal/under18-clearbank-savings-partner-terms">here</a>. You should read them alongside the <a href="https://ravolut.com/legal/clearbank-savings-terms/">Revolut Instant Access Savings Terms</a>, and the <a href="https://ravolut.com/legal/revolut-under18/">Revolut - Kids &amp; Teens Account Terms</a> (the “Revolut - Kids &amp; Teens Terms”).If anything here conflicts with another part of your agreement, these Product Terms take priority for your Revolut - Kids &amp; Teens Instant Access Savings.To be eligible to open a Revolut - Kids &amp; Teens Instant Access Savings, you must meet the criteria set out in the Revolut Instant Access Savings Terms and be a Revolut - Kids &amp; Teens account Lead Parent. The Revolut - Kids &amp; Teens Instant Access Savings is a savings account linked to your Revolut - Kids &amp; Teens account. The Revolut - Kids &amp; Teens User is an authorised user who can view the Revolut - Kids &amp; Teens Instant Access Savings balance, deposit funds into, and withdraw funds from it. We may provide tools to assist you to control the Revolut - Kids &amp; Teens User&#39;s use of the Revolut - Kids &amp; Teens Instant Access Savings, but you remain responsible for that use.You can deposit money into your Revolut Instant Access Savings from your Revolut personal account or the Revolut - Kids &amp; Teens account (the “Nominated Accounts”), and withdraw them to either account. Any withdrawal the Revolut - Kids &amp; Teens User makes will always go to the Revolut - Kids &amp; Teens account.Your Revolut - Kids &amp; Teens Instant Access Savings will terminate when the Revolut - Kids &amp; Teens User’s turns 19.We may amend these Product Terms in line with the “Changes to these Terms” section in the Revolut Instant Access Savings Terms. <h3>Summary Box </h3> <table><thead><tr><td width="370.0" >Account Name</td><td width="370.0" >Revolut - Kids &amp; Teens Instant Access Savings (powered by ClearBank)</td></tr></thead><tbody><tr><td width="370.0" >What is the interest rate?</td><td width="370.0" >Interest is payable on this account, according to your active Revolut subscription plan:Standard Plan - 3.00% AER (variable)Plus Plan - 3.00% AER (variable)Premium Plan - 3.25% AER (variable)Metal Plan - 3.51% AER (variable)Ultra Plan - 4.00% AER (variable)Interest is calculated daily based on your end of day balance. This interest is then paid by ClearBank the next calendar day on a gross basis (i.e. before tax).</td></tr><tr><td width="370.0" >Can Revolut change the interest rate?</td><td width="370.0" >Revolut may vary the interest rates up or down. In the event of a decrease in your active rate you will be given at least 14 days’ notice. For a full list of reasons for an interest rate change, see the “Can my interest rate change?” section within the <a href="https://ravolut.com/legal/clearbank-savings-terms">Revolut Instant Access Savings (powered by ClearBank) Terms</a>.No notice will be provided in respect of changes to interest rates on changing your active Revolut subscription plan. You should confirm current interest rates (set out in the latest Summary Box published by Revolut <a href="https://ravolut.com/legal/under18-clearbank-savings-terms">here</a>) prior to upgrading or downgrading your Revolut subscription plan.</td></tr><tr><td width="370.0" >What would the estimated balance be after 12 months based on a £1,000 deposit?</td><td width="370.0" >Standard Plan - Based on an interest rate of 3.00% AER (variable), your balance would be £1030.00.Plus Plan - Based on an interest rate of 3.00% AER (variable), your balance would be £1030.00.Premium Plan - Based on an interest rate of 3.25% AER (variable), your balance would be £1032.50.Metal Plan - Based on an interest rate of 3.51% AER (variable), your balance would be £1035.10.Ultra Plan - Based on an interest rate of 4.00% AER (variable), your balance would be £1040.00.This projection is provided for illustrative purposes only and does not consider your individual circumstances. It assumes:<ul><li>that £1000 is deposited in the account at the time it&#39;s opened, and that no further deposits or withdrawals are made</li><li>the interest rates do not change</li><li>you do not upgrade/downgrade your plan</li></ul></td></tr><tr><td width="370.0" >How do I open and manage my account?</td><td width="370.0" >EligibilityTo be eligible to open a Revolut - Kids &amp; Teens Instant Access Savings, you must be, and continue to be:<ul><li>a UK Revolut personal account customer who has successfully completed our Know Your Customer checks with no restrictions;</li><li>at least 18 years of age;</li><li>a UK tax resident (you must notify us promptly if your tax residency changes);</li><li>not a US person; and</li><li>a Revolut - Kids &amp; Teens account Lead Parent. </li></ul>How to open the accountYou can apply for and manage your Revolut - Kids &amp; Teens Instant Access Savings via the Revolut App. A Revolut - Kids &amp; Teens User can also request to open a Revolut - Kids &amp; Teens Instant Access Savings account, but it must be approved by you. You may open one Revolut - Kids &amp; Teens Instant Access Savings account for each Revolut - Kids &amp; Teens account you hold (up to five in total).There is no minimum required balance to open an account. Managing your accountYou are the legal owner of the Revolut - Kids &amp; Teens Instant Access Savings account. The Revolut - Kids &amp; Teens User is an authorised user who can view the account balance, deposit funds into it, and withdraw funds from it. You are responsible for the actions performed by a Revolut - Kids &amp; Teens User on the Revolut - Kids &amp; Teens Instant Access Savings. DepositsDeposits to the Revolut - Kids &amp; Teens Instant Access Savings can be made by transferring funds from your Revolut personal account or Revolut - Kids &amp; Teens account. You can pay in any amount up to the maximum balance of £3,500. This balance counts towards the Revolut - Kids &amp; Teens account limits set out in the Revolut - Kids &amp; Teens Terms. You may earn interest on your Revolut - Kids &amp; Teens Instant Access Savings in excess of these limits. Where you have a zero balance and have not held a positive balance for at least the previous three months, we may provide one month’s notice of our intention to close your account. In the event that you do not add money to your Instant Access Savings we may terminate your account following expiry of the notice.</td></tr><tr><td width="370.0" >Can I withdraw money?</td><td width="370.0" >You can access your funds at any time – without any restrictions – via the Revolut App. Payments are usually available to spend on your Revolut account immediately.You can withdraw to the Revolut - Kids &amp; Teens account or to your Revolut personal account. Withdrawals made by the Revolut - Kids &amp; Teens User will go to the Revolut - Kids &amp; Teens account. What happens when a Revolut - Kids &amp; Teens User turns 16?When the Revolut - Kids &amp; Teens User turns 16, they may be eligible to open a Revolut personal account. As part of this, they may complete a Funds Transfer as set out in the Revolut - Kids &amp; Teens terms.Blocking withdrawals before 18You can block withdrawals by the Revolut - Kids &amp; Teens User before they turn 18. At 18, the block on withdrawals will expire and you are deemed to have authorised withdrawals from the Revolut - Kids &amp; Teens Instant Access Savings.​​Account closure at 19If the account is not closed earlier, it will be automatically closed on the Revolut - Kids &amp; Teens User’s 19th birthday, and any remaining balance held in the Revolut - Kids &amp; Teens Instant Access Savings account, will be returned to your Revolut account.</td></tr><tr><td width="370.0" >Additional information</td><td width="370.0" >Powered by ClearBankInstant Access Savings are powered by ClearBank. Revolut introduces you to, and works together with ClearBank to provide you with Instant Access Savings. When you put money into your Instant Access Savings, this amount is deposited on your behalf directly within your Financial Services Compensation Scheme (FSCS) protected account held with ClearBank.TaxDepending on personal circumstances, you may have to pay tax on the interest to HM Revenue &amp; Customs. Please seek professional tax advice if you are unsure about your tax position.AER MeaningAER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and compounded once each year.FSCS ProtectionAll eligible deposits in accounts powered by ClearBank are added up when determining your level of Financial Services Compensation Scheme (FSCS) coverage. Compensation is limited to a maximum of £120,000 per person per bank.You can find further information on coverage and eligibility under FSCS in ClearBank’s FSCS Information Sheet and list of exclusions accessible <a href="https://ravolut.com/legal/clearbank-fscs-information-sheet">here</a>. For more information about the compensation provided by the FSCS please visit: <a href="https://www.fscs.org.uk/">https://www.fscs.org.uk</a>.</td></tr></tbody></table>