Send money to phone number

A money transfer to a phone number is an innovative way to send funds directly to someone using just a phone number instead of traditional bank details. It simplifies the process, allowing you to quickly and securely transfer money without needing to ask for account numbers or SWIFT codes.

With Revolut, you can send money to a phone number whether your recipient is just around the corner or in another country, making global transfers easier than ever.

One of the biggest advantages of sending money to a phone number is speed.

These transfers are designed to be near-instant, often arriving in a matter of seconds or a few minutes.

The exact delivery time can depend on a few factors:

• Recipient's bank or service: while Revolut sends the money to a phone number instantly, the time it takes for the recipient's bank or service to credit their account can vary
• Destination country and currency: for international transfers, local payment systems and currency conversions can occasionally affect speed
• Security checks: on rare occasions, transfers may undergo additional security checks, which can cause a slight delay
• Revolut-to-Revolut transfers: if your recipient also has a Revolut account, transfers to a phone number are always instant, typically arriving in less than 20 seconds

You'll always see an estimated delivery time in-app before you confirm your transfer.

We are committed to transparent and competitive pricing. When you send money to a phone number, any applicable costs will be clearly displayed in the app before you confirm your transfer.

Generally, the costs you might encounter fall into 2 categories:

• Currency exchange rates and fees: if your transfer involves currency conversion, Revolut uses competitive exchange rates. Depending on your plan and whether you're sending during weekdays or weekends, a small currency exchange fee might apply.
• Transfer fees: for many money transfers to a phone number, Revolut charges minimal or no transfer fees. The exact amount, if any, depends on factors like the amount you're sending, the destination country, and your Revolut plan.
• Revolut-to-Revolut transfers: if the recipient also has a Revolut account, sending money to a phone number is always free and instant.

We believe in full transparency, so you'll always see a detailed breakdown of the exchange rate and any fees in-app before you tap Send.

Yes, absolutely.

One of the key benefits of using Revolut is the ability to send money internationally to a phone number, breaking down traditional barriers of cross-border payments.

Whether your recipient is in a different country or simply uses a different currency, we make it straightforward to send funds using just a phone number. Our robust network handles the international routing and currency conversion, ensuring your money reaches its destination securely.

You'll always see the applicable exchange rates and any potential international transfer fees directly in the Revolut app before you confirm your payment, providing full transparency for your global transfers.

Sending money to a phone number with Revolut is designed to be quick and easy.

Here's how to do it:

1. Download the Revolut app: find it in the App Store or Google Play.
2. Sign up to Revolut: follow the simple on-screen instructions to sign up and verify your account in just a few minutes.
3. Start a transfer: tap Payments, then Send or New, and enter the recipient's details.
4. Enter the amount: specify the currency and how much you want to send. The app will automatically determine the best way to send money to a phone number and show you the live exchange rate and any potential fees.
5. Review and send: carefully check all the details, then tap Send to complete the transfer.