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Cards

Cards built for every moment

From everyday spending to global travel — physical and virtual cards designed to keep up with your life. Freeze instantly, spend anywhere, and enjoy zero hidden fees.

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Choose Your Card

A card for every lifestyle

Three tiers designed around how you spend. Start free and upgrade anytime as your needs grow.

Finovo
5412 •••• •••• 3847
Card Holder
A. CUSTOMER
Expires
09/29

Standard Card

Perfect for everyday spending at home and abroad. No monthly fee, no surprises.

Free forever
Finovo
4532 •••• •••• 7719
Card Holder
A. CUSTOMER
Expires
09/29

Premium Card

Unlock 1% cashback, priority support, and exclusive travel benefits around the world.

£14.99 /month
Finovo
6011 •••• •••• 2408
Card Holder
A. CUSTOMER
Expires
09/29

Metal Card

Our flagship metal card — 18g stainless steel, 1.5% cashback, and concierge support.

£34.99 /month
Card Features

Everything you'd expect. And more.

Every Finovo card comes packed with smart features designed to give you full control — wherever you are in the world.

Instant Freeze

Freeze and unfreeze your card in one tap — no calls, no waiting.

Zero FX Fees

Spend in 150+ currencies at the real exchange rate. No hidden markup.

Real-time Alerts

Get notified the second any transaction hits your card.

Apple & Google Pay

Add your card to your phone wallet and pay with a tap.

FSCS Protected

Your money is protected up to £85,000 by the FSCS.

Unlimited Virtual

Create unlimited virtual cards for online shopping safety.

Cashback Rewards

Earn up to 1.5% cashback on everything you spend.

Exclusive Offers

Access curated discounts at hundreds of popular brands.

Virtual cards for online shopping
Virtual Cards

Shop online, stay secure

Create unlimited virtual cards in seconds. Use a unique card number for every subscription or online store — so your real details stay protected.

  • Unlimited Virtual Cards

    Create a fresh card for every merchant, every time.

  • One-Time Numbers

    Burn after use — perfect for trials and one-off purchases.

  • Subscription Control

    Cancel or pause subscriptions without contacting the merchant.

Create Virtual Card
How It Works

Your card in three easy steps

From sign-up to first transaction — sorted in under 5 minutes.

1

Sign up in the app

Download the app, verify your ID, and your virtual card is ready instantly.

2

Order your physical card

Choose your design, confirm your address, and we'll ship it within 3–5 working days.

3

Start spending worldwide

Activate your card, add it to your wallet, and spend anywhere — online or in-store.

Card FAQs

Questions about your card

Everything you need to know about our cards, fees, and features.

How long does delivery take?

Physical cards arrive within 3–5 working days in the UK and 7–10 working days internationally. You'll get a virtual card instantly the moment you sign up — so you can start spending right away.

Are there foreign transaction fees?

No — we never charge foreign transaction fees. You spend in 150+ currencies at the real exchange rate with no hidden markup. Some plans include a monthly fee-free ATM withdrawal allowance abroad.

Can I freeze my card if it's lost or stolen?

Yes — you can freeze and unfreeze your card instantly from the app with a single tap. You can also order a replacement card directly in-app, and it will be shipped to your registered address.

How do virtual cards work?

Virtual cards work just like physical ones for online payments — but they don't exist physically. You can create unlimited virtual cards, each with its own number, and freeze or delete them anytime. Perfect for online shopping and subscriptions.

Does the card work with Apple Pay / Google Pay?

Absolutely. All our cards support Apple Pay, Google Pay, and Samsung Pay. Just add your card to your wallet in a few taps and pay with your phone anywhere contactless is accepted.

Can I upgrade or downgrade my card?

Yes — you can upgrade or downgrade your card plan anytime from the app. Upgrades take effect immediately; downgrades apply at the end of your current billing period. No lock-in contracts.

Ready to get your card?

Sign up in minutes and get your virtual card instantly. Order your physical card and start spending — worldwide, without the fuss.

Get Your Card Talk to Us
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