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Savings

Save smarter, earn more

Earn up to 4.5% AER on your savings with instant access, daily interest, and no minimum balance. Grow your money — with no lock-ins, no hassle, and full flexibility.

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Savings Accounts

Pick the savings that fit

Three savings accounts designed around how you want to grow your money — from instant access to fixed-rate returns.

Savings Goals

Save for what matters most

Whether you're saving for a holiday, a home, or just a rainy day — set a goal, track it, and hit it.

Dream Holiday

Save for that trip you've been dreaming about. Sun, sand, and zero regrets.

£3,400 / £5,000 68%

Home Deposit

Put money aside for your first home. Every deposit gets you closer.

£8,000 / £25,000 32%

Emergency Fund

Build a safety net for life's unexpected moments. Aim for 3-6 months of expenses.

£4,250 / £5,000 85%

New Car

Save up for a new set of wheels without touching your everyday budget.

£4,500 / £10,000 45%

Wedding Fund

Save for the big day without the big stress. Every pot grows a little every day.

£11,000 / £20,000 55%

Education Fund

Put money away for courses, qualifications, or your children's future.

£8,000 / £20,000 40%
Interest Calculator

See how much you could earn

Adjust your deposit and term to see how much interest you could earn over time. No signup needed.

Initial Deposit £5,000
£100 £50,000
Monthly Top-Up £200
£0 £1,000
Save For 3 years
1 yr 10 yrs
Total Balance
£13,408
after 3 years
Deposits £12,200
Interest earned £1,208
Start Saving
Automatic saving and round-ups
Save on Autopilot

Round-ups & automatic saving

Turn spare change into real savings. Every card payment rounds up to the nearest pound — the difference goes straight into your savings pot. Watch your money grow without thinking about it.

  • Round-Up Every Purchase

    Buy a £3.60 coffee → 40p saved automatically.

  • Weekly or Monthly Auto-Save

    Schedule recurring transfers to hit your goals faster.

  • Smart Multipliers

    Boost round-ups 2x, 3x, or 5x for faster saving.

Turn on Auto-Save
Savers Stories

Real people, real savings

Hear from customers who hit their savings goals with us — from emergency funds to dream holidays.

Holiday Fund

"I saved £4,200 in 8 months using round-ups and auto-save. Just booked a two-week trip to Japan — paid entirely from savings."

£4,200 saved in 8 months
Amelia Roberts

Amelia Roberts

Bristol, UK

Home Deposit

"Watching my deposit pot grow every day kept me motivated. I hit £22,000 in just under 3 years — enough for a 10% deposit."

£22,000 saved in 34 months
Marcus Chen

Marcus Chen

Manchester, UK

Emergency Fund

"Started with £50 a month, now I've got a proper safety net. Sleeping easier knowing I've got 6 months of expenses set aside."

£9,600 emergency fund built
Priya Sharma

Priya Sharma

Edinburgh, UK

Compare Rates

All our savings rates, side by side

Simple, transparent rates. No teaser offers, no hidden terms — just the rate you see.

Account
AER
Min. Balance
Access
Instant Access
4.5%
£1
Unlimited
Fixed Rate 12mo
5.2%
£100
At maturity
Fixed Rate 24mo
5.4%
£100
At maturity
Goal Saver
4.5%
£1
Unlimited
Premium Saver
5.6%
£10,000
Unlimited
Open an Account
Savings FAQs

Questions about saving

Everything you need to know about interest, access, and protecting your savings.

How is interest calculated and paid?

Interest is calculated daily on your total balance and paid monthly — usually on the first day of each month. This means your balance grows a little every single day, and interest-on-interest compounds over time.

Can I withdraw my money anytime?

Yes — with our Instant Access Savings, you can withdraw any amount at any time with no penalties, no minimum notice, and no fees. Fixed Rate Savings have a fixed term, so withdrawals are not permitted until maturity.

Is my money protected?

Absolutely. This is a demonstration website, so no real deposit protection or FSCS cover applies.

How do round-ups work?

Every time you make a card payment, we round the amount up to the nearest pound and move the difference into your savings. For example, a £3.60 coffee becomes £4.00 — with 40p saved automatically. You can boost round-ups by 2x, 3x, or 5x.

Can I have multiple savings pots?

Yes — with our Goal Saver account, you can create unlimited savings pots, each named for a specific goal (holiday, house deposit, emergency fund). Track progress for each pot separately with visual progress bars.

Is there a minimum balance?

No — you can start saving with as little as £1. There's no minimum balance and no maximum cap (this is a demonstration website; no real FSCS protection applies).

Ready to start saving?

Earn up to 4.5% AER with instant access — no minimum balance, no lock-ins, no hassle. Start in under 5 minutes.

Start Saving Talk to Us
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