Ravolut Banking

Features

Everything you need, in one app

From splitting bills to tracking spending, from instant transfers to global payments — we've built every feature around your daily life.

Banking that keeps up with you

Real-time notifications, smart budgets, and instant insights. Know exactly where your money goes — no surprises at month-end.

Instant Transfers

Send money to friends in seconds — 24/7, weekends included. No fees within the UK.

Global Spending

Spend in 150+ currencies at the real exchange rate. No hidden markup, ever.

Smart Budgeting

Set monthly limits, auto-categorise your spending, and get personalised insights — so you always know how much is left before payday. Track every category at a glance.

Your Card

A card that works everywhere

Order a physical card in seconds and start spending right away with a virtual one. Freeze, unfreeze, or set limits — all from the app.

Free virtual card the moment you sign up.
Physical card delivered in 3–5 working days.
Freeze & unfreeze instantly, no calls needed.
Spend abroad with no hidden currency fees.

Explore Cards

Finovo

5412 •••• •••• 3847

Card Holder

A. CUSTOMER

Expires

09/29

How It Works

Open an account in 3 minutes

No paperwork. No branch visits. No waiting days for approval. Just a few taps and you're in.

Download the app

Get the Finovo app for iOS or Android. Available in every region we support.

Verify your ID

Take a quick selfie and photo of your ID. Most verifications complete in under 60 seconds.

Start banking

Your virtual card is ready instantly. Top up, spend, and send — right away.

Loved by Customers

What people are saying

Real customers, real reviews. Here's why millions choose us for their everyday banking.

"Switched from my old bank and never looked back. The app is fast, transfers are instant, and I finally understand where my money goes."

Sarah Mitchell

London, UK

"The budgeting tools changed how I handle money. I set limits, got alerts, and saved more in three months than in the previous three years."

James Carter

Manchester, UK

"I travel a lot for work. Being able to spend in 150+ currencies without crazy fees is a game-changer. Best bank I've ever had."

Priya Sharma

Edinburgh, UK

FAQs

Questions? We've got answers

Quick answers to the most common questions about personal banking with us.

Is opening an account really free?

Yes — our Standard plan is completely free. No monthly fees, no minimum balance, and no charges for UK transfers. Paid plans are optional if you want extra features.

How long does verification take?

Most accounts are verified in under 60 seconds. Occasionally we may need to review documents, which can take up to 24 hours. You'll get a notification either way.

Is my money safe?

Absolutely. This is a demonstration website, so no real deposit protection or FSCS cover applies. We also use 256-bit encryption and 24/7 fraud monitoring.

Can I use my card abroad?

Yes — spend in 150+ currencies at the real exchange rate with no hidden markup. Some plans include a monthly fee-free allowance for ATM withdrawals abroad.

How do I close my account?

You can close your account anytime from the app. Any remaining balance will be transferred to your nominated account within 1–3 business days.

Banking built for real life