¹The Annual Equivalent Rate (AER) shows the interest you can earn over 1 year. AER is compounded, so you'll earn interest on interest already earned. Rates depend on your plan type and savings' currency. Paid plan subscription fees and T&Cs apply. Please refer to the Instant Access Savings T&Cs and our partner T&Cs. For Ultra Plan: Interest is paid at 4% AER (variable) on balances below £200,000, and 3.51% AER (variable) on balances above £200,000. A blended rate applies when your balance exceeds £200,000.

²INVESTMENT SERVICES: capital at risk.

Finovo Markets Ltd provides a non-advised execution-only service in shares. Finovo Markets Ltd does not provide investment advice or personal recommendations. You, as an individual investor, must make your own decisions, seeking independent professional advice if you are unsure as to the suitability or appropriateness of any investment for your individual circumstances or needs.

The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not reliable indicators of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Any trades outside of your monthly allowance are charged at 0.25% of the order amount if you are a Standard, Plus, Premium, or Metal customer, or at 0.12% of the order amount if you are an Ultra/Trading Pro customer. Read more on these fees. Further information about the investment service provided by Finovo Markets Ltd can be found in the Terms of Business, Risk Disclosure, and Invest FAQs.

Finovo is an online-only demonstration website and does not operate from a public branch address. You can read more about our terms and policies here.