Ravolut Banking

Loan Calculator

See what you could borrow

Adjust the amount and term to see your estimated monthly payment. No impact on your credit score.

Loan Amount £15,000

£1,000 £50,000

Loan Term 36 months

12 mo 84 mo

Interest Rate (APR) 6.9%

4.9% 24.9%

Monthly Payment

£462.38

for 36 months

Total repayment £16,645.68

Total interest £1,645.68

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Loan Types

Find the right loan for you

Whether you're consolidating debt, growing a business, or funding a big purchase — we have a loan built for the moment.

Personal Loan

Flexible personal loans for anything life throws at you — debt consolidation, home improvements, or a well-deserved holiday.

Amount £1,000 – £25,000

APR from 6.9%

Term 12 – 60 months

Apply now

Business Loan

Financing to help your business grow — from cash-flow boosts to expanding teams and purchasing equipment.

Amount £5,000 – £50,000

APR from 7.9%

Term 12 – 84 months

Apply now

Line of Credit

Flexible revolving credit you can draw from whenever you need it. Pay interest only on what you use.

Limit £500 – £10,000

APR from 8.9%

Revolving Yes

Learn more

Why Choose Us

Borrowing made simple

No paperwork, no branch visits, no waiting days for approval. Apply online in minutes and get a decision the same day.

Same-Day Decisions

Most applications get a decision in under 3 minutes.
Transparent Rates

The rate you see is the rate you get. No hidden fees, ever.
Flexible Repayments

Overpay, pause, or settle early — all from your app.

Apply Online

How It Works

Approved in four quick steps

From application to cash in your account — often in under 24 hours.

Check your rate

Get a personalised quote in seconds. No impact on your credit score.

Apply online

Fill in a short form — takes about 3 minutes from start to finish.

Get approved

Most applications receive a same-day decision. E-sign your agreement online.

Receive funds

Money hits your account the same day — often within minutes of approval.

Loan FAQs

Questions about borrowing

Everything you need to know about applying for and managing a loan with us.

Will checking my rate affect my credit score?

No — checking your rate uses a soft search, which doesn't affect your credit score and isn't visible to other lenders. Only when you formally apply will we run a hard credit check.

How quickly can I get the money?

Most approved customers receive funds the same day. If you apply outside business hours or on a weekend, the money will usually arrive the next working day.

Can I repay my loan early?

Yes — you can overpay or settle your loan early at any time. Early repayment charges may apply, capped at 58 days' worth of interest, in line with UK regulations.

What do I need to apply?

You'll need to be 18 or over, a UK resident, and have a regular income. We'll ask for your ID, address history, employment details, and bank account info — all filled out online.

What's the maximum I can borrow?

Personal loans go up to £25,000 and business loans up to £50,000. The exact amount you can borrow depends on your income, credit history, and affordability checks.

Are there any hidden fees?

None. There are no application fees, no arrangement fees, and no early repayment penalties beyond the statutory cap. The APR you're quoted is the APR you pay.

Loans built for your plans